408 E Covington St, Laurinburg, NC 28352 Property Records

Scotland County property record for 408 E Covington St, Laurinburg, NC 28352

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1959
Lot Size	0.264 acres (11,520 sqft)
Owner	Company Name on Record
Last Sale	$122,000 (Apr 2023)
Tax Bill	$323 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010073 10006`

Property Details

APN / Parcel Number

Primary APN	`010073 10006`
Alternative APNs	`8099250` `909851`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Heated Area
Gross Area	1,000 sqft
1st Floor Area	816 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,520 sqft (0.264 acres)
Lot Dimensions	180 ft deep x 64 ft wide
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	909851
Street Address	408 E COVINGTON ST
City	LAURINBURG
State	NC
Zip	28352-4910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	#6 SCOT CON CO
Jurisdiction	SCOTLAND NC
Township / Civil Division	STEWARTSVILLE
Census Block Group	3
Census Block	3014
Census Tract	10300

Owner

Source: Scotland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	17561 HEATHER GLEN DR, LAURINBURG, NC 28352-6302
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2023 · Amount on Record
Deed Sale	Apr 25, 2023 · Amount on Record
Deed Document Number	20231050
Deed Book / Page	1773 / 184
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTLAND NC
Recording Date	Jul 24, 2026
Property Address	408 E COVINGTON ST, LAURINBURG, NC 28352-4910
Document Number	0000001941
Book / Page	1824 / 135
Instrument Date	Jul 23, 2026
Instrument	20261941
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	17561 HEATHER GLEN DR, LAURINBURG, NC 28352-6302

Mortgage

Document Number	0000001941,
Date	Jul 24, 2026
Book Page	1824/135
Instrument	20261941

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 4, 2031

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

Source: Scotland County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Scotland County
Municipality	Laurinburg City
Unified School District	Scotland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,680 (+145.87%) Land $7,390 Building $59,290	$66,680 (+145.87%) Land $7,390 Building $59,290
2025	$323.00	$27,120 (-) Land $4,030 Building $23,090	$27,120 (-)
2023		$27,120 (-) Land $4,030 Building $23,090	$27,120 (-)
2022	$323.00	$27,120 Land $4,030 Building $23,090	$27,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 12, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAURINBURG serves 18,288 people · EPA ID NC0383010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20