408 E Cj Thomas Rd, Monroe, NC 28110 Property Records

Union County property record for 408 E Cj Thomas Rd, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 2002
Square Footage	2,052 sqft Living Area
Lot Size	52,272 sqft (1.2 acres)
Occupancy	Owner Occupied
Last Sale	$140,000 (2018)
Tax Bill	$1,031.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`08-201-015F`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	2,052 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Roof Construction	Gable Roof Construction
Lot Area	52,272 sqft (1.2 acres)
Shed	1 Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	408 E CJ THOMAS RD
City	MONROE
State	NC
Zip	28110-6203
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1.20A OPCI994
Legal Subdivision	1839900
Jurisdiction	UNION NC
Minor Civil Division	GOOSE CREEK
Census Blockgroup	1
Census Block	1003
Census Tract	20206

Owner

Source: Union County records · APN 08-201-015F

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	408 E CJ THOMAS RD, MONROE, NC 28110-6203
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage WELLS FARGO BANK NA
Jul 10, 2018	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage WELLS FARGO BK
Jul 11, 2018	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage WELLS FARGO BANK NA
May 07, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Deed Doc Number	201819083
Deed Book / Page	7193 / 565
Prior Transfer Date	May 02, 2018
Prior Transfer Doc	7151833
Record Refreshed	Jun 08, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	408 E CJ THOMAS RD, MONROE, NC 28110-6203
Transaction Type	Mortgage
Record Updated	Dec 30, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E CJ THOMAS RD, MONROE, NC 28110-6203

Mortgage

Document Number	0008626476
Date	Dec 16, 2022
Book Page	8626/476
Instrument	41043

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Aug 01, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	408 E CJ THOMAS RD, MONROE, NC 28110-6203
Document Number	7193696
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	408 E CJ THOMAS RD MONROE NC 281106203, MONROE, NC 28110-6203

Mortgage

Document Number	7193696
Date	Jul 12, 2018
Book Page	007193/000696
Instrument	19112

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 11, 2018
Property Address	408 E CJ THOMAS RD, MONROE, NC 28110-6203
Document Number	0007193565
Book / Page	7193 / 565
Map Reference	CAB I FILE 994
Instrument Date	Jul 09, 2018
Instrument	0019083
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	MOREHEAD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6100 FLAGSTONE LN, 6100, INDIAN TRAIL, NC 28079-8443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E CJ THOMAS RD, MONROE, NC 28110-6203

Mortgage

Document Number	0000019084
Date	Jul 11, 2018
Instrument	0019084

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	May 07, 2018
Property Address	408 E CJ THOMAS RD, MONROE, NC 28110-6203
Document Number	7151833
Book / Page	007151 / 000833
Instrument Date	May 02, 2018
Instrument	12171
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E CJ THOMAS RD MONROE NC 281106203, MONROE, NC 28110-6203

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,031.00 (+15.97%)	$203,000 (+52.75%) Land $59,600 Building $143,400	$203,000 (+52.75%) Land $59,600 Building $143,400
2023	$889.00	$132,900 Land $40,400 Building $92,500	$132,900 Land $40,400 Building $92,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

408 E Cj Thomas Rd, Monroe, NC 28110 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E Cj Thomas Rd

Nearby Streets

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