408 E Chestnut St, Denison, TX 75021 Property Records

Grayson County property record for 408 E Chestnut St, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,092 sqft · built 1955
Lot Size	1.04 acres (45,607 sqft)
Owner	Individual Name on Record
Tax Bill	$4,087 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D015 3102066`

Property Details

APN / Parcel Number

Primary APN	`D015 3102066`
Alternative APN	`142558`

Interior

Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,422 sqft
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Lot Area	45,607 sqft (1.04 acres)
Lot Dimensions	174 ft deep x 172 ft wide
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft

Location & Zoning

Street Address	408 E CHESTNUT ST
City	DENISON
State	TX
Zip	75021-4716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L G R & T, BLOCK PT 32, ACRES 1.047
Legal Subdivision	L G R & T
Legal Block	32
Legal Lot Number	G
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2001
Census Tract	200

Owner

Source: Grayson County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 E CHESTNUT ST, DENISON, TX 75021-4716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Nov 16, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
Apr 5, 2018	Deed of Trust, Mortgage STATE BK/KIMBALL
Mar 19, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BRENDA F CROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2025
Deed Sale	Nov 21, 2025
Prior Sale	Apr 26, 2024
Deed Document Number	202530432
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Recording Date	May 18, 2026
Property Address	408 E CHESTNUT ST, DENISON, TX 75021-4716
Document Number	0000012421
Instrument Date	May 12, 2026
Instrument	202612421
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E CHESTNUT ST, DENISON, TX 75021-4716

Mortgage

Document Number	0000012421,
Date	May 18, 2026
Instrument	202612421

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	408 E CHESTNUT ST, DENISON, TX 75021-4716
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	679 NAYLOR RD, SHERMAN, TX 75092-8717

Mortgage

Document Number	0000030641
Date	Nov 16, 2023
Instrument	2023-30641

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74702

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	408 E CHESTNUT ST, DENISON, TX 75021-4716
Document Number	0000007864
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E CHESTNUT ST DENISON TX 750214716, DENISON, TX 75021-4716

Mortgage

Document Number	0000007864
Date	Apr 10, 2018
Instrument	7864

Lender

Name	STATE BK/KIMBALL
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 9, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.75%

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 19, 2018
Property Address	408 E CHESTNUT ST, DENISON, TX 75021-4716
Instrument Date	Mar 8, 2018
Instrument	5928
Transaction Type	Construction Loan
Record Updated	Apr 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E CHESTNUT ST DENISON TX 750214716, DENISON, TX 75021-4716

Mortgage

Document Number	0000005928
Date	Mar 19, 2018
Instrument	5928

Lender

Name	BRENDA F CROW
Address	4122 SHIELDS ST, SAN DIEGO, CA 92124-3316

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 18, 2019

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,087.00 (+12.1%)	$252,747 (+96.73%) Land $67,955 Building $184,792	$252,747 (+96.73%) Land $67,955 Building $184,792
2024	$3,646.00
2023		$128,471 Land $40,591 Building $87,880	$128,471 Land $40,591 Building $87,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, TekWav.

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