408 E Adams St, Riverton, IL 62561 Property Records

Sangamon County property record for 408 E Adams St, Riverton, IL 62561

Property Summary

Property Type	Single Family Home
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (May 2026)
Tax Bill	$2,116 (2025)
Deeds & Mortgages	Apr 2013 Mortgage May 2008 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-09.0-485-003`

Property Details

APN / Parcel Number

Primary APN	`15-09.0-485-003`
Alternative APN	`15090485003 (CHECK DIGIT = 0)`

Exterior

Lot Area	3,920 sqft (0.09 acres)

Location & Zoning

Account Number	15090485003
Street Address	408 E ADAMS ST
City	RIVERTON
State	IL
Zip	62561-8035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF RIVERTON L11 B15
Legal Subdivision	VILLAGE OF RIVERTON
Jurisdiction	SANGAMON IL
Township / Civil Division	CLEAR LAKE
Census Block Group	3
Census Block	3021
Census Tract	3802

Owner

408 E Adams St is owned and occupied by an individual who bought it in May 2026.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	408 E ADAMS ST, RIVERTON, IL 62561-8035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2013	Deed of Trust, Mortgage · FHA Mortgage JP MORGAN CHASE BANK
May 20, 2008	Deed of Trust, Mortgage · FHA Mortgage JP MORGAN CHASE BANK
May 19, 2026	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE COMPANY
May 19, 2026	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Prior Sale	Sep 20, 2005 · Amount on File
Deed Document Number	20268547
Prior Transfer Date	Mar 10, 2025
Prior Transfer Doc	2025R03736
Record Updated	Oct 29, 2026

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	408 E ADAMS ST, RIVERTON, IL 62561-8035
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013R13469
Date	Apr 26, 2013
Instrument	2013R13469

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2043

Interest

Rate Type	Fixed Rate

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	408 E ADAMS ST, RIVERTON, IL 62561-8035
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008R20679
Date	May 20, 2008
Instrument	2008R20679

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2038

Interest

Rate Type	Fixed Rate
Rate	5.5%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 19, 2026
Property Address	408 E ADAMS ST, RIVERTON, IL 62561-8035
Document Number	0000008547
Instrument Date	May 19, 2026
Instrument	20268547
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	ILLINOIS REAL ESTATE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,785.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E ADAMS ST, RIVERTON, IL 62561-8035

Mortgage

Document Number	0000008548,
Date	May 19, 2026
Instrument	20268548

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 19, 2026
Property Address	408 E ADAMS ST, RIVERTON, IL 62561-8035
Document Number	2026R08547
Instrument Date	May 19, 2026
Instrument	20268547
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	REAL ESTATE TITLE, ILLINOIS REAL ESTATE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,785.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E ADAMS ST, RIVERTON, IL 62561-8035

Mortgage

Document Number	0000008548,
Date	May 19, 2026
Instrument	20268548

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 408 E Adams St was $2,116 with exemptions applied, up 2.4% from the year before.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Clear Lake Township
Municipality	Riverton Village
Unified School District	Riverton Community Unit School District 14 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,116.00 (+2.42%) Homeowner's exemption Senior Citizen's exemption	$44,458 (+6.49%) Land $2,866 Building $41,592	$133,374 (+6.49%) Land $8,598 Building $124,776
2024	$2,066.00	$41,748 Land $2,691 Building $39,057	$125,244 Land $8,073 Building $117,171
2022	$2,022.00 Homeowner's exemption	$35,942 Land $2,317 Building $33,625	$107,826 Land $6,951 Building $100,875

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 408 E Adams St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2002)
Most Recent Claim	May 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 E Adams St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERTON serves 4,279 people · EPA ID IL1670950
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.9 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cass Cable TV Fiber	2,000 / 2,000
Rise Broadband Fixed Wireless	300 / 60

May also be available: Nextlink, Verizon, Xfinity.

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