408 E Adams St, Lincoln, AR 72744 Property Records

Washington County property record for 408 E Adams St, Lincoln, AR 72744

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,646 sqft · built 2017
Lot Size	0.358 acres (15,630 sqft)
Owner	2 Individual Names on File
Last Sale	$158,000 (Nov 2019)
Tax Bill	$1,084 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`790-18408-000`

Property Details

APN / Parcel Number

Primary APN	`790-18408-000`
Alternative APNs	`797115.0` `63148`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,646 sqft Living Area
1st Floor Area	1,646 sqft
Flooring	Carpet

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	15,630 sqft (0.358 acres)
Garage Type	Attached
Garage Area	525 sqft
Driveway	Concrete Driveway
Driveway Area	874 sqft
Porch	Slab
Porch Area	149 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	408 E ADAMS ST
City	LINCOLN
State	AR
Zip	72744-9168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7-10 & E 15 FT LOT 6 BLK 9
Legal Range	32
Legal Township	15
Legal Section	31
Legal Subdivision	BRALY S/D
Legal Block	9
Legal Lot Number	6-10
Jurisdiction	WASHINGTON AR
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1015
Census Tract	11002

Owner

408 E Adams St is owned and occupied by two individuals who acquired it in February 2026.

Source: Washington County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 E ADAMS ST, LINCOLN, AR 72744-9168
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 24, 2021	Warranty Deed, Transfer WACO TITLE COMPANY
Nov 22, 2019	Warranty Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC
Feb 14, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2019 · Amount on File
Deed Sale	Nov 22, 2019 · Amount on File
Prior Sale	Feb 14, 2018 · Amount on File
Deed Document Number	201935920
Last Transfer Date	Feb 12, 2026
Transfer Doc	0202603942
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AR
Property Address	408 E ADAMS ST, LINCOLN, AR 72744-9168
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000041449
Date	Nov 12, 2020
Instrument	2020-00041449

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2050

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON AR
Recording Date	Aug 24, 2021
Property Address	408 E ADAMS ST, LINCOLN, AR 72744-9168
Document Number	202100032513
Map Reference	MB 4 PG 82
Instrument Date	Aug 23, 2021
Instrument	2021-00032513
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	WACO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$676.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7101 SEALS LN, 7101, OMAHA, AR 72662-9767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E ADAMS ST, LINCOLN, AR 72744-9168

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON AR
Recording Date	Nov 22, 2019
Property Address	408 E ADAMS ST, LINCOLN, AR 72744-9168
Document Number	201900035920
Instrument Date	Nov 19, 2019
Instrument	2019-00035920
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	WACO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$521.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1813 FOREST DR, 1813, CLARKSVILLE, AR 72830-4029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E ADAMS ST, LINCOLN, AR 72744-9168

Mortgage

Document Number	201900035921
Date	Nov 22, 2019
Instrument	2019-00035921

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON AR
Recording Date	Feb 14, 2018
Property Address	408 E ADAMS ST, LINCOLN, AR 72744-9168
Document Number	201800004404
Instrument Date	Feb 13, 2018
Instrument	2018-00004404
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2021
Title Company	WACO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1151, LINCOLN, AR 72744-1151

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E ADAMS ST, LINCOLN, AR 72744-9168

Mortgage

Document Number	201800004405
Date	Feb 14, 2018
Instrument	2018-00004405

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 408 E Adams St was $1,084 with a homeowner's exemption.

Source: Washington County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Washington County
Municipality	Lincoln City
Unified School District	Lincoln School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,910 (-) Land $5,000 Building $48,910	$269,550 Land $25,000 Building $244,550
2025	$1,084.00 Homeowner's exemption	$53,910 Land $5,000 Building $48,910
2023	$1,285.00 Homeowner's exemption	$53,910 Land $5,000 Building $48,910	$269,550 Land $25,000 Building $244,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 408 E Adams St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 E Adams St is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 97.2% of Arkansas
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATERWORKS serves 6,690 people · EPA ID AR0000572
Water Source	Purchased surface water from BENTON-WASHINGTON REGIONAL PWA
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZING Broadband by PGTelco Fiber	2,500 / 2,500
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: OzarksGo.

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