408 E 3rd St, Washington, MO 63090 Property Records

Franklin County property record for 408 E 3rd St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,282 sqft · built 1949
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on Record
Last Sale	$208,300 (May 2021)
Tax Bill	$1,559 (2025)
Deeds & Mortgages	Mar 2026 Sale May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-5-22.0-1-003-230.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-22.0-1-003-230.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,282 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Patio Area	210 sqft
Shed	1 Shed

Location & Zoning

Street Address	408 E 3RD ST
City	WASHINGTON
State	MO
Zip	63090-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:16 LUCINDA OWENS ESTATES
Legal Range	1W
Legal Township	44N
Legal Section	22
Legal Subdivision	LUCINDA OWENS ESTATES
Legal Lot Number	16
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1017
Census Tract	800201

Owner

Source: Franklin County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	408 E 3RD ST, WASHINGTON, MO 63090-2805
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Warranty Deed, Transfer
May 13, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Prior Sale	Jun 13, 2007 · Amount on Record
Deed Document Number	20219122
Last Transfer Date	Mar 19, 2026
Transfer Doc	0002603732
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 25, 2026
Property Address	408 E 3RD ST, WASHINGTON, MO 63090-2805
Document Number	0002603732
Map Reference	PB A PG 74
Instrument Date	Mar 19, 2026
Instrument	2603732
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 E 3RD ST, WASHINGTON, MO 63090-2805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E 3RD ST, WASHINGTON, MO 63090-2805
Investor	Possibly a Property Investor

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 13, 2021
Property Address	408 E 3RD ST, WASHINGTON, MO 63090-2805
Document Number	0002109122
Map Reference	PB A PG 74
Instrument Date	May 12, 2021
Instrument	2109122
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E 3RD ST, WASHINGTON, MO 63090-2805

Mortgage

Document Number	0002109123
Date	May 13, 2021
Instrument	2109123

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,559.00 (+7.15%)	$27,957 (+9.05%)	$147,140 (+9.05%) Land $23,100 Building $124,040
2023	$1,455.00 (+5.43%)	$25,637	$134,930 Land $23,100 Building $111,830
2022	$1,380.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1994–2011)
Most Recent Claim	Apr 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Gateway Fiber.

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