Minnehaha County property record for 408 E 31st St, Sioux Falls, SD 57105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,185 sqft · built 1941 |
| Lot Size | 0.273 acres (11,901 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,500 (Nov 2025) |
| Tax Bill | $4,291 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-28-178-017-000 |
| Primary APN | 01-22-28-178-017-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,185 sqft Finished Area |
| 1st Floor Area | 1,193 sqft |
| Basement Area | 1,173 sqft |
| Finished Basement | 220 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,901 sqft (0.273 acres) |
| Lot Dimensions | 119 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 62 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 36814 |
|---|---|
| Street Address | 408 E 31ST ST |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57105-3935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARLSONS SUB 3 & 4 BLOCK 15 HUNTER`S ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | CARLSONS SUB |
| Legal Block | 15 |
| Legal Lot Number | 4 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 1600 |
408 E 31st St is owned and occupied by two individuals who bought it in November 2025.
Source: Minnehaha County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 E 31ST ST, SIOUX FALLS, SD 57105-3935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST |
| Mar 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2025 · Amount on File |
| Deed Sale | Nov 7, 2025 · Amount on File |
| Prior Sale | Jun 12, 2019 · Amount on File |
| Deed Document Number | 2025145399 |
| Deed Book / Page | 635-D / 356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 408 E 31ST ST, SIOUX FALLS, SD 57105-3935 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 1860MTG/0805 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 1860 MTG/0805 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 408 E 31ST ST, SIOUX FALLS, SD 57105-3935 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 1878MTG/951 |
|---|---|
| Date | Mar 5, 2020 |
| Book Page | 1878 MTG/951 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 408 E 31st St was $4,291.
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $326,469 (+4.54%) Land $59,439 Building $267,030 | $326,469 Land $59,439 Building $267,030 | |
| 2025 | $4,291.00 | $312,300 (+13.98%) Land $60,100 Building $252,200 | |
| 2024 | $4,291.00 | $274,000 Land $60,100 Building $213,900 | |
| 2022 | $3,658.00 | $238,600 Land $48,100 Building $190,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 E 31st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 E 31st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Bluepeak Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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