408 E 1st St, Rome, GA 30161 Property Records

Floyd County property record for 408 E 1st St, Rome, GA 30161

Property Summary

Property Type	Commercial Office
Details	built 1960
Lot Size	0.223 acres (9,727 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Apr 1996)
Tax Bill	$2,950 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`J14C--149`

Property Details

APN / Parcel Number

Primary APN	`J14C--149`
Alternative APN	`20027`

Interior

Plumbing Fixtures	3 Plumbing Fixtures
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Shingle
Lot Area	9,727 sqft (0.223 acres)
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	20027
Street Address	408 E 1ST ST
City	ROME
State	GA
Zip	30161-3104
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	O-I
Legal Description	PT26 ETOWAH DIVISION CITY OF ROME
Legal Lot Number	26
Jurisdiction	FLOYD GA
Township / Civil Division	ROME
Census Block Group	3
Census Block	3017
Census Tract	1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Between the Rivers Historic District listed 1983 · 295 contributing resources · NRIS 83000193

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Floyd County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 5005, ROME, GA 30162-5005
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage SYNOVUS BANK
Jan 14, 2022	Warranty Deed, Transfer
Oct 10, 2019	Loan Modification, Mortgage SYNOVUS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 1996 · Amount on Record
Deed Sale	Apr 16, 1996 · Amount on Record
Prior Sale	Dec 21, 1995
Deed Book / Page	1333 / 496
Last Transfer Date	Jan 14, 2022
Transfer Doc	0027320902
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	408 E 1ST ST, ROME, GA 30161-3104
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E 1ST ST, ROME, GA 30161-3104

Mortgage

Document Number	0027300000001212
Date	Jan 27, 2022
Book Page	0000002730/0000001212

Lender

Name	SYNOVUS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2027

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	Jan 14, 2022
Property Address	408 E 1ST ST, ROME, GA 30161-3104
Document Number	0027320902
Book / Page	2732 / 902
Instrument Date	Jan 14, 2022
Instrument	2022-000479
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5005, ROME, GA 30162-5005

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLOYD GA
Property Address	408 E 1ST ST, ROME, GA 30161-3104
Document Number	0026010096
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E 1ST ST ROME GA 301613104, ROME, GA 30161-3104

Mortgage

Document Number	0026010096
Date	Oct 15, 2019
Book Page	002601/000096

Lender

Name	SYNOVUS BK
Type	Bank
Address	ROSWELL, GA 30077

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 14, 2024

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,950.00 (+19.92%)	$79,731 (+18.67%) Land $24,804 Building $54,927	$199,327 (+18.67%) Land $62,010 Building $137,317
2023	$2,460.00 (+3.89%)	$67,188 (+7.78%) Land $24,804 Building $42,384	$167,969 (+7.78%) Land $62,010 Building $105,959
2022	$2,368.00	$62,337 Land $23,345 Building $38,992	$155,842 Land $58,362 Building $97,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	21 (1979–2015)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME serves 45,586 people · EPA ID GA1150002
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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