408 E 15th St, Covington, KY 41014 Property Records

Kenton County property record for 408 E 15th St, Covington, KY 41014 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1988
Square Footage900 sqft Finished Area
Lot Size4,792 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$174,000 (2024)
Tax Bill$2,305.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-31-11-010.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area900 sqft Finished Area
Gross Area1,002 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area4,792 sqft (0.11 acres)
Depth X Width100 ft x 50 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address408 E 15TH ST
CityCOVINGTON
StateKY
Zip41014-1302
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPOWELL & BRACE BLK G LOTS 21-22
Legal SubdivisionPOWELL & BRACE
Legal PhaseG
Legal BlockG
Legal Lot Number21-22
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1016
Census Tract67100

Owner

Source: Kenton County records · APN 055-31-11-010.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address408 E 15TH ST, COVINGTON, KY 41014-1302
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE LLC
Aug 23, 2022Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
Mar 09, 2022Commissioner's Deed, Foreclosure · Line of Credit
RESTRUCTURE OPPORTUNITY FUND LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 19, 2024 · Amount on Record
Deed SaleJun 19, 2024 · Amount on Record
Prior SaleAug 23, 2022 · Amount on Record
Deed Doc Number202450
Deed Book / Page290 / 462
Prior Transfer DateJun 24, 2008
Prior Transfer Doc0005900260
Record RefreshedJun 08, 2026

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 19, 2024
Property Address408 E 15TH ST, COVINGTON, KY 41014-1302
Document Number0005900050
Book / PageKC 290 / 462
Map ReferenceMB 152 PG 479
Instrument DateJun 14, 2024
Instrument24061905900050
Transaction TypeTransfer
Record UpdatedSep 19, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address506 VINE ST, BELLEVUE, KY 41074

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address408 E 15TH ST, COVINGTON, KY 41014-1302

Mortgage

Document Number0005900051
DateJun 19, 2024
Instrument24061905900051
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2054

Mortgage

Document Number0005900052
DateJun 19, 2024
Book PageKCM 558/79
Instrument24061905900052
Lender
NameKENTUCKY HOUSING CORPORATION
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueJul 01, 2034

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 23, 2022
Property Address408 E 15TH ST, COVINGTON, KY 41014-1302
Document Number0005900152
Book / Page185 / 684
Instrument DateMay 19, 2022
Instrument22082305900152
Transaction TypeTransfer
Record UpdatedSep 05, 2022
Title CompanyNORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2335 BUTTERMILK XING, 2335, CRESCENT SPRINGS, KY 41017-1622

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 E 15TH ST, COVINGTON, KY 41014-1302

Mortgage

Document Number0005900153
DateAug 23, 2022
Book Page400/849
Instrument22082305900153
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

March 2022: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionKENTON KY
Recording DateMar 09, 2022
Property Address408 E 15TH ST, COVINGTON, KY 41014-1302
Document Number0005900154
Book / Page152 / 479
Instrument DateDec 13, 2021
Instrument22030905900154
Transaction TypeForeclosure
Record UpdatedAug 10, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1727 E GALBRAITH RD, CINCINNATI, OH 45215-5613

Mortgage

DateMar 09, 2022
Lender
NameRESTRUCTURE OPPORTUNITY FUND LLC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded

Mortgage

Document Number0005900155
DateMar 09, 2022
Book Page346/380
Instrument22030905900155
Lender
NameRESTRUCTURE OPPORTUNITY FUND LLC
TypeNon-Lending Institution
AddressCINCINNATI, OH 45215
Agreement
TypeLine of Credit
AmountAmount Recorded
Term2 Months
DueMay 24, 2022

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,305.00 (+17.36%)$174,000 (+17.97%) Land $5,000 Building $169,000$174,000 (+17.97%) Land $5,000 Building $169,000
2023$1,964.00 (+125.49%)$147,500 (+123.48%) Land $5,000 Building $142,500$147,500 (+123.48%) Land $5,000 Building $142,500
2022$871.00$66,000 Land $5,000 Building $61,000$66,000 Land $5,000 Building $61,000

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