Winnebago County property record for 408 E 14th St, Pecatonica, IL 61063
| Property Type | Single Family Home |
|---|---|
| Details | 1,047 sqft · built 1986 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,268 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-33-128-005 |
| Primary APN | 09-33-128-005 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,047 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Account Number | 465B108 |
|---|---|
| Street Address | 408 E 14TH ST |
| City | PECATONICA |
| State | IL |
| Zip | 61063-9552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT NO 1 OF PECATONICA HEIGHTS BNG SUB PT NE 1/4 NW 1/4 SEC 33-27-10 LOT 008 |
| Legal Range | 10 |
| Legal Township | 27 |
| Legal Section | 33 |
| Legal Subdivision | PLAT NO 1 OF PECATONICA HEIGHTS |
| Legal Lot Number | 008 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | PECATONICA |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 4300 |
Source: Winnebago County records · APN 09-33-128-005
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 E 14TH ST, PECATONICA, IL 61063-9552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 23, 2019 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 408 E 14TH ST, PECATONICA, IL 61063-9552 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030067 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2130067 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 21, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 408 E 14TH ST, PECATONICA, IL 61063-9552 |
| Document Number | 0001000862 |
| Instrument Date | Nov 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 408 E 14TH ST PECATONICA IL 610639552, PECATONICA, IL 61063-9552 |
| Document Number | 0001000862 |
|---|---|
| Date | Jan 09, 2020 |
| Instrument | 1000862 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 08, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.45% |
Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Pecatonica Township |
| Municipality | Pecatonica Village |
| Unified School District | Pecatonica Community Unit School District 321 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,268.00 | $65,007 (+26.69%) Land $9,105 Building $55,902 | $195,021 (+26.69%) Land $27,315 Building $167,706 |
| 2022 | Homeowner's exemption | $51,310 Land $7,186 Building $44,124 | $153,930 Land $21,558 Building $132,372 |
Source: FEMA National Flood Hazard Layer as of July 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Computer Dynamics of NW Illinois Fixed Wireless | 200 / 200 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 107 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PECATONICA serves 2,195 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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