408 E 12th St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 408 E 12th St, Pecatonica, IL 61063

Property Summary

Property TypeSingle Family Home
Details1,508 sqft · built 1975
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Aug 2023)
Tax Bill$4,579 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-33-126-004

Property Details

APN / Parcel Number

Primary APN09-33-126-004
Alternative APNs
  • 933126004
  • 465B137

Interior

Building Area1,508 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area570 sqft

Location & Zoning

Street Address408 E 12TH ST
CityPECATONICA
StateIL
Zip61063-9566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT NO 1 OF PECATONICA HEIGHTS BNG SUB PT NE 1/4 NW 1/4 SEC 33-27-10 LOT 037
Legal Range10
Legal Township27
Legal Section33
Legal SubdivisionPLAT NO 1 OF PECATONICA HEIGHTS
Legal Lot Number037
JurisdictionWINNEBAGO IL
Township / Civil DivisionPECATONICA
Census Block Group2
Census Block2002
Census Tract4300

Owner

Source: Winnebago County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address408 E 12TH ST, PECATONICA, IL 61063-9566
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2023 · Amount on Record
Deed SaleAug 7, 2023 · Amount on Record
Deed Document Number202317770
Record UpdatedSep 20, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionWINNEBAGO IL
Recording DateAug 7, 2023
Property Address408 E 12TH ST, PECATONICA, IL 61063-9566
Document Number0000017770
Map ReferenceBK35 PG334
Instrument DateAug 4, 2023
Instrument2317770
Transaction TypeTransfer
Record UpdatedAug 30, 2023
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 E 12TH ST, PECATONICA, IL 61063-9566

Mortgage

Document Number0000017771
DateAug 7, 2023
Instrument2317771
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053
Interest
Rate TypeFixed Rate
Rate6.13%

Mortgage

Document Number0000017772
DateAug 7, 2023
Instrument2317772
Lender
NameHUD
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term120 Months
DueSep 1, 2033

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionPecatonica Township
MunicipalityPecatonica Village
Unified School DistrictPecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,579.00$69,294 (+31.65%) Land $9,112 Building $60,182$207,882 (+31.65%) Land $27,336 Building $180,546
2022Homeowner's exemption$52,636 Land $7,192 Building $45,444$157,908 Land $21,576 Building $136,332

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPECATONICA
serves 2,195 people · EPA ID IL2010250
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
JCWIFI.com
Fixed Wireless
200 / 200
AT&T
Fixed Wireless
100 / 20

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