408 Dickson St, Wiggins, CO 80654 Property Records

Morgan County property record for 408 Dickson St, Wiggins, CO 80654

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,501 sqft · built 1919
Lot Size0.241 acres (10,500 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Jul 2022)
Tax Bill$1,350 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN1223-142-19-002

Property Details

APN / Parcel Number

Primary APN1223-142-19-002
Alternative APN
  • R012586

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,501 sqft Total Area
1st Floor Area747 sqft
Basement Area390 sqft
Unfinished Basement390 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1969
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,500 sqft (0.241 acres)
Lot Dimensions140 ft deep x 75 ft wide

Exterior Amenities

PorchSlab
Porch Area44 sqft
Shed1 Shed
Shed Area320 sqft
Utility Building280 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelElectric

Location & Zoning

Street Address408 DICKSON ST
CityWIGGINS
StateCO
Zip80654-1321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD WIGGINS ORIGINAL TOWN WI BLOCK 46 LOT 05 THRU- LOT 07
Legal SubdivisionWIGGINS ORIGINAL TOWN
Legal Block46
Legal Lot Number7
JurisdictionMORGAN CO
Township / Civil DivisionWIGGINS
Census Block Group2
Census Block2053
Census Tract200

Owner

Source: Morgan County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address408 DICKSON ST, WIGGINS, CO 80654-1321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2022Warranty Deed, Transfer · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Jan 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
May 16, 2017Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2022 · Amount on Record
Deed SaleJul 14, 2022 · Amount on Record
Prior SaleMay 16, 2017 · Amount on Record
Deed Document Number2022941768
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN CO
Recording DateJul 14, 2022
Property Address408 DICKSON ST, WIGGINS, CO 80654-1321
Document Number0000941768
Instrument DateJul 13, 2022
Instrument941768
Transaction TypeTransfer
Record UpdatedJul 20, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$23.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 DICKSON ST, WIGGINS, CO 80654-1321

Mortgage

Document Number0000941769
DateJul 14, 2022
Instrument941769
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Property Address408 DICKSON ST, WIGGINS, CO 80654-1321
Transaction TypeMortgage
Record UpdatedJun 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000929905
DateJan 5, 2021
Instrument929905
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2036

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN CO
Recording DateMay 16, 2017
Property Address408 DICKSON ST, WIGGINS, CO 80654-1321
Document Number0000905586
Instrument DateMay 12, 2017
Instrument905586
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanyEQUITY TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$13.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 DICKSON ST, WIGGINS, CO 80654-1321

Mortgage

Document Number0000905587
DateMay 16, 2017
Instrument905587
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMorgan County
MunicipalityWiggins Town
Unified School DistrictWiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,350.00 (-15.57%)$13,150 (-13.03%) Land $3,210 Building $9,940$210,410 (-6.71%) Land $51,400 Building $159,010
2024$1,599.00$15,120 (-19.57%) Land $2,550 Building $12,570$225,550 (-19.6%) Land $37,990 Building $187,560
2023$1,599.00 (+33.36%)$18,800 (+69.22%) Land $3,170 Building $15,630$280,550 (+75.46%) Land $47,250 Building $233,300
2022$1,199.00$11,110 Land $2,770 Building $8,340$159,890 Land $39,900 Building $119,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WIGGINS
serves 1,909 people · EPA ID CO0144035
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wiggins Telephone Association
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20
Viaero Wireless
Fixed Wireless
150 / 40

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