408 Debra Ann Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 408 Debra Ann Dr, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,188 sqft · built 1993
Lot Size	0.183 acres (7,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Feb 2013)
Tax Bill	$3,985 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-522-31-00`

Property Details

APN / Parcel Number

Primary APN	`105-522-31-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,188 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	7,958 sqft (0.183 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	408 DEBRA ANN DR
City	FALLBROOK
State	CA
Zip	92028-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 62 TR 012489
Legal Subdivision	FALLBROOK TR 4705
Legal Tract	012489
Legal Block	4
Legal Lot Number	62
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	4
Census Block	4000
Census Tract	18904

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 DEBRA ANN DR, FALLBROOK, CA 92028-2711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2013 · Amount on Record
Deed Sale	Feb 22, 2013 · Amount on Record
Prior Sale	Jul 31, 2002 · Amount on Record
Deed Document Number	2013116832
Prior Transfer Date	Jul 22, 2002
Prior Transfer Doc	0000645620
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	408 DEBRA ANN DR, FALLBROOK, CA 92028-2711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 DEBRA ANN DR, FALLBROOK, CA 92028-2711

Mortgage

Document Number	0000035502
Date	Jan 19, 2021
Instrument	2021-0035502

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	408 DEBRA ANN DR, FALLBROOK, CA 92028-2711
Document Number	0000182329
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	May 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 DEBRA ANN DR FALLBROOK CA 920282711, FALLBROOK, CA 92028-2711

Mortgage

Document Number	0000182329
Date	May 15, 2019
Instrument	182329

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$383,085 (+2%) Land $91,480 Building $291,605
2025	$3,985.00 (+5.51%) Homeowner's exemption	$375,575 (+4.04%) Land $89,687 Building $285,888
2023	$3,777.00 Homeowner's exemption	$360,993 Land $86,205 Building $274,788
2022	$3,777.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, Verizon.

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