408 Dakota Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 408 Dakota Ave, Saint Cloud, FL 34769 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1993
Square Footage	1,091 sqft Living Area
Lot Size	5,619 sqft (0.129 acres)
Occupancy	Owner Occupied
Last Sale	$278,500 (2026)
Tax Bill	$1,657.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0384-00B0`
Alternative APNs	`2630010001038400B0` `79713`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,091 sqft Living Area
Gross Area	1,340 sqft Gross Area
1st Floor	874 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1993
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,619 sqft (0.129 acres)
Depth X Width	90 ft x 0.6 ft Depth x Width
Shed	1 Shed
Shed Area	80 sqft Shed
Porch Area	410 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	408 DAKOTA AVE
City	SAINT CLOUD
State	FL
Zip	34769-2776
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKE SHORE PARK UNIT 1 REP BLK 384 LOT B LESS E 35 FT FOR RD R/W
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	384
Legal Lot Number	B
Legal Unit	1R
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3034
Census Tract	43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0384-00B0

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	408 DAKOTA AVE, SAINT CLOUD, FL 34769-2776
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	May 31, 2016 · Amount on Record
Deed Doc Number	202663931
Deed Book / Page	6971 / 2325
Prior Transfer Date	Dec 30, 2008
Prior Transfer Doc	0037800840
Record Refreshed	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 14, 2026
Property Address	408 DAKOTA AVE, SAINT CLOUD, FL 34769-2776
Document Number	0000063931
Book / Page	6971 / 2325
Instrument Date	Apr 30, 2026
Instrument	2026.63931
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	CLOSING TITLE, CLOSING CITY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$196,899.50
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 DAKOTA AVE, SAINT CLOUD, FL 34769-2776

Mortgage

Document Number	0000063932,
Date	May 14, 2026
Instrument	2026..63932

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,721.00 (+3.86%) Homeowner's exemption	$139,064 (+5.99%)	$270,500 (+13.66%) Land $46,800 Building $223,700
2024	$1,657.00 (+3.3%)
2023	$1,604.00 (+4.43%) Homeowner's exemption	$131,209 (+3%)	$238,000 (+10.34%) Land $34,000 Building $204,000
2022	$1,536.00 Homeowner's exemption	$127,388	$215,700 Land $30,600 Building $185,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.