Union County property record for 408 Cuthbertson St, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,008 sqft · built 1983 |
| Lot Size | 0.271 acres (11,805 sqft) |
| Owner | Company Name on File |
| Last Sale | $200,000 (Apr 2013) |
| Tax Bill | $1,370 (2025) |
| Deeds & Mortgages | Jan 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-115-071B |
| Primary APN | 09-115-071B |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 1,056 sqft |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,805 sqft (0.271 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 408 CUTHBERTSON ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-3808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #11 MCMILLIAN 8645-567 |
| Legal Subdivision | SUTTON HEIGHTS 4-30 |
| Legal Lot Number | 11 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 20601 |
408 Cuthbertson St, a rural home, is owned by a company that bought it in April 2013.
Source: Union County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2006 WALKUP AVE, A200, MONROE, NC 28110-3983 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2013 · Amount on File |
| Deed Sale | Apr 11, 2013 · Amount on File |
| Deed Document Number | 201312211 |
| Deed Book / Page | 5979 / 136 |
| Prior Transfer Date | Jul 24, 2001 |
| Prior Transfer Doc | 0000062191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 27, 2023 |
| Property Address | 408 CUTHBERTSON ST, MONROE, NC 28110-3808 |
| Document Number | 0008645567 |
| Book / Page | 8645 / 567 |
| Instrument Date | Jan 20, 2023 |
| Instrument | 1885 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 208 RAINBOW FALLS LN, MATTHEWS, NC 28104-0025 |
| Name | Verified Name |
|---|---|
| Address | 2006 WALKUP AVE STE A200, A200, MONROE, NC 28110-3983 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 408 Cuthbertson St was $1,370.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,800 (-) Land $32,300 Building $124,500 | $156,800 (-) Land $32,300 Building $124,500 | |
| 2025 | $1,370.00 | $156,800 Land $32,300 Building $124,500 | $156,800 Land $32,300 Building $124,500 |
| 2023 | $931.00 | $85,400 Land $12,500 Building $72,900 | $85,400 Land $12,500 Building $72,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 408 Cuthbertson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 Cuthbertson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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