408 Cunningham St, Gainesville, TX 76240 Property Records

Cooke County property record for 408 Cunningham St, Gainesville, TX 76240 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,387 sqft · built 1953
Lot Size0.387 acres (16,858 sqft)
Owner2 Individual Names on File
Tax Bill$4,800 (2025)
Deeds & MortgagesJun 2021 Mortgage
Aug 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2710-004-00005

Property Details

APN / Parcel Number

Primary APN2710-004-00005
Alternative APN
  • 19440

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,387 sqft Living Area
Gross Area3,570 sqft
1st Floor Area2,387 sqft
FlooringWood

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialCombination
Construction TypeStone
Roof MaterialComposition Shingle
Lot Area16,858 sqft (0.387 acres)
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area385 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2710-004-00005
Street Address408 CUNNINGHAM ST
CityGAINESVILLE
StateTX
Zip76240-4343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROBERTSON ADDN #2; BLOCK 4; LOT 5 & 6
Legal SubdivisionROBERTSON ADDN #2
Legal Block4
Legal Lot Number5,6
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group3
Census Block3029
Census Tract600

Owner

Source: Cooke County records · APN 2710-004-00005

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address408 CUNNINGHAM ST, GAINESVILLE, TX 76240-4343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Aug 01, 2022Vendor's Lien, Transfer · VA Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Mar 10, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 10, 2021
Deed SaleMar 10, 2021
Prior SaleSep 04, 2012 · Amount on Record
Deed Document Number20211935
Deed Book / Page2402 / 102
Prior Transfer DateJul 30, 2012
Prior Transfer Doc0000031224
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address408 CUNNINGHAM ST, GAINESVILLE, TX 76240-4343
Transaction TypeMortgage
Record UpdatedMar 23, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 CUNNINGHAM ST, GAINESVILLE, TX 76240-4343

Mortgage

Document Number002428/274
DateJun 23, 2021
Book Page2428/274
Instrument2021-05348
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term254 Months
DueAug 01, 2042

August 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateAug 01, 2022
Property Address408 CUNNINGHAM ST, GAINESVILLE, TX 76240-4343
Document Number002528/747
Book / Page2528 / 747
Instrument DateJul 29, 2022
Instrument2022-6632
Transaction TypeTransfer
Record UpdatedMar 22, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 CUNNINGHAM ST, GAINESVILLE, TX 76240-4343

Mortgage

Document Number0020226633
DateAug 01, 2022
Instrument2022-6633
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOKE TX
Recording DateMar 10, 2021
Property Address408 CUNNINGHAM ST, GAINESVILLE, TX 76240-4343
Document Number002402/102
Book / Page2402 / 102
Map ReferenceVOL 1 PG 14
Instrument DateFeb 09, 2021
Instrument1935
Transaction TypeTransfer
Record UpdatedDec 22, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 CUNNINGHAM ST, GAINESVILLE, TX 76240-4343

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,800.00 (+1.07%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$308,211 (+4.66%) Land $50,121 Building $258,090$308,211 (+4.66%) Land $50,121 Building $258,090
2024$4,749.00 (-23.06%)
2023$294,477 Land $45,517 Building $248,960$294,477 Land $45,517 Building $248,960
2022$6,172.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cooke County (48097C), updated April 26, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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