408 Coventry Rd, Davenport, FL 33897 Property Records

Polk County property record for 408 Coventry Rd, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,588 sqft · built 2005
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$474,900 (Mar 2026)
Tax Bill	$3,345 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-25-11-486250-000130`

Property Details

APN / Parcel Number

Primary APN	`26-25-11-486250-000130`
Alternative APNs	`112526486250000130` `12526000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,588 sqft Living Area
Gross Area	3,148 sqft
1st Floor Area	2,588 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	9,100 sqft (0.209 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	560 sqft
Pool Type	Enclosed Pool
Porch	Finished/Open Porch
Porch Area	372 sqft

Location & Zoning

Street Address	408 COVENTRY RD
City	DAVENPORT
State	FL
Zip	33897-3895
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY PARK - PHASE ONE PB 125 PGS 3 THRU 8 LOT 13
Legal Range	26E
Legal Township	25S
Legal Section	11
Legal Subdivision	LEGACY PARK PHASE ONE
Legal Phase	1
Legal Tract	486250
Legal Block	2
Legal Lot Number	13
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2000
Census Tract	12412

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 COVENTRY RD, DAVENPORT, FL 33897-3895
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 11, 2026	Warranty Deed, Transfer · Conventional Mortgage ACRISURE MORTGAGE LLC
Oct 26, 2020	Warranty Deed, Transfer · FHA Mortgage SI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Prior Sale	Oct 26, 2020 · Amount on Record
Deed Document Number	202658867
Deed Book / Page	13913 / 1611
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	408 COVENTRY RD, DAVENPORT, FL 33897-3895
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 COVENTRY RD, DAVENPORT, FL 33897-3895

Mortgage

Document Number	0000167974
Date	Jul 20, 2023
Book Page	12769/664
Instrument	2023167974

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 7, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 11, 2026
Property Address	408 COVENTRY RD, DAVENPORT, FL 33897-3895
Document Number	0000058867
Book / Page	13913 / 1611
Map Reference	MB 125 PG 3-8
Instrument Date	Mar 6, 2026
Instrument	2026058867
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,324.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1369 KING ARTHUR DR, MACON, GA 31220-3540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 COVENTRY RD, DAVENPORT, FL 33897-3895

Mortgage

Document Number	0139131613
Date	Mar 11, 2026
Instrument	13913/1613

Lender

Name	ACRISURE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 26, 2020
Property Address	408 COVENTRY RD, DAVENPORT, FL 33897-3895
Document Number	0114281989
Book / Page	011428 / 001989
Instrument Date	Oct 19, 2020
Instrument	226887
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 COVENTRY RD DAVENPORT FL 338973895, DAVENPORT, FL 33897-3895

Mortgage

Document Number	114281991
Date	Oct 26, 2020
Book Page	011428/001991
Instrument	226888

Lender

Name	SI MORTGAGE COMPANY
Type	Bank
Address	STERLING HEIGHTS, MI 48310

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,008 (+2.7%)	$385,138 (-6.88%) Land $78,000 Building $307,138
2025	$3,345.00 (-4.51%) Homeowner's exemption	$298,937 (+5.99%)	$413,601 (+0.2%) Land $78,000 Building $335,601
2023	$3,503.00 (+2.61%) Homeowner's exemption	$282,050 (+3%)	$412,774 (+16.92%) Land $76,000 Building $336,774
2022	$3,414.00 Homeowner's exemption	$273,835	$353,052 Land $64,000 Building $289,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications, T-Mobile, Verizon.

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