Hillsborough County property record for 408 Copperleaf Cir, Brandon, FL 33511
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,959 sqft · built 1984 |
| Lot Size | 0.515 acres (22,446 sqft) |
| Owner | Individual Name on File |
| Last Sale | $362,500 (Nov 2018) |
| Tax Bill | $4,290 (2025) |
| Deeds & Mortgages | May 2023 Second Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0748199588 |
| Primary APN | 0748199588 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,959 sqft Heated Area |
| 1st Floor Area | 2,396 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,446 sqft (0.515 acres) |
| Lot Dimensions | 174 ft deep x 129 ft wide |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 480 sqft |
| Porch | Open Porch |
| Porch Area | 369 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 0748199588 |
|---|---|
| Street Address | 408 COPPERLEAF CIR |
| City | BRANDON |
| State | FL |
| Zip | 33511-8070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-3 |
| Legal Description | HICKORY RIDGE UNIT 2 LOT 9 BLOCK 1 |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 14 |
| Legal Subdivision | HICKORY RIDGE UNIT 2 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Legal Unit | 2 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 13407 |
Source: Hillsborough County records · APN 0748199588
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 408 COPPERLEAF CIR, BRANDON, FL 33511-8070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GROW FINANCIAL FCU |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI CARDINAL FIN'L |
| Nov 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 19, 2018 · Amount on Record |
| Deed Sale | Nov 19, 2018 · Amount on Record |
| Deed Document Number | 2018466111 |
| Deed Book / Page | 26215 / 0491 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 408 COPPERLEAF CIR, BRANDON, FL 33511-8070 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 408 COPPERLEAF CIR, BRANDON, FL 33511-8070 |
| Document Number | 0000199868 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 2023199868 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33619 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 408 COPPERLEAF CIR, BRANDON, FL 33511-8070 |
| Document Number | 0000405973 |
| Instrument Date | Sep 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 408 COPPERLEAF CIR BRANDON FL 335118070, BRANDON, FL 33511-8070 |
| Document Number | 0000405973 |
|---|---|
| Date | Oct 01, 2020 |
| Instrument | 405973 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 19, 2018 |
| Property Address | 408 COPPERLEAF CIR, BRANDON, FL 33511-8070 |
| Document Number | 0000466111 |
| Book / Page | 26215 / 0491 |
| Map Reference | MB 53 PG 25 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 2018466111 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | FIDELITY NATIONAL TITLE OF F |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,537.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4916 SANDY BROOK CIR, 4916, WIMAUMA, FL 33598-4020 |
| Name | Verified Name |
|---|---|
| Address | 408 COPPERLEAF CIR, BRANDON, FL 33511-8070 |
| Document Number | 0000466112 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 2018466112 |
| Name | INNOVATIVE MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,290.00 (+33.85%) Homeowner's exemption | $227,202 (+24.74%) | $461,052 (+24.54%) Land $134,676 Building $326,376 |
| 2023 | $3,205.00 (+5.99%) Homeowner's exemption | $182,141 (+3%) | $370,203 (+1.09%) Land $112,230 Building $257,973 |
| 2022 | $3,024.00 Homeowner's exemption | $176,836 | $366,228 Land $112,230 Building $253,998 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 40 (1979–2024) |
| Claims Outside the SFHA | 3 of 40 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 161 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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