Rankin County property record for 408 Copper Ridge Dr, Florence, MS 39073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,339 sqft · built 2007 |
| Lot Size | 0.274 acres (11,950 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,280 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance May 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | F04I000005 01470 |
| Primary APN | F04I000005 01470 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,339 sqft Adjusted Area |
| Gross Area | 2,354 sqft |
| 1st Floor Area | 1,933 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 11,950 sqft (0.274 acres) |
| Patio Area | 190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 73875 |
|---|---|
| Street Address | 408 COPPER RIDGE DR |
| City | FLORENCE |
| State | MS |
| Zip | 39073-4706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 147 COPPER RIDGE PART 4 PLAT D-260 |
| Legal Range | 02E |
| Legal Township | 04N |
| Legal Section | 28 |
| Legal Subdivision | COPPER RIDGE SUBDIVISION PART 4 |
| Legal Lot Number | 147 |
| Jurisdiction | RANKIN MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21004 |
408 Copper Ridge Dr is owned and occupied by two individuals who acquired it in May 2025.
Source: Rankin County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 COPPER RIDGE DR, FLORENCE, MS 39073-4706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| May 6, 2025 | Warranty Deed, Transfer · Conventional Mortgage ORIGIN BANK |
| Jul 22, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2025 |
| Deed Sale | May 6, 2025 |
| Prior Sale | Jul 22, 2022 |
| Deed Book / Page | 2025 / 9691 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANKIN MS |
| Property Address | 408 COPPER RIDGE DR, FLORENCE, MS 39073-4706 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000005806 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 3022/5806 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | May 6, 2025 |
| Property Address | 408 COPPER RIDGE DR, FLORENCE, MS 39073-4706 |
| Document Number | 0000009691 |
| Book / Page | 2025 / 9691 |
| Instrument Date | May 5, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4070 MARGO CIR, LA VERGNE, TN 37086-2954 |
| Name | Verified Name |
|---|---|
| Address | 408 COPPER RIDGE DR, FLORENCE, MS 39073-4706 |
| Document Number | 0302533565 |
|---|---|
| Date | May 6, 2025 |
| Instrument | 3025/33565 |
| Name | ORIGIN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | Jul 22, 2022 |
| Property Address | 408 COPPER RIDGE DR, FLORENCE, MS 39073-4706 |
| Document Number | 0000017161 |
| Book / Page | 2022 / 17161 |
| Instrument Date | Jul 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 507 EDGEWATER BRANCH DR, BRANDON, MS 39042-8484 |
| Document Number | 0302276743 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 3022/76743 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2025 property tax bill for 408 Copper Ridge Dr was $2,280 with a homeowner's exemption.
Source: Rankin County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Rankin County |
| Municipality | Florence City |
| Unified School District | Rankin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,280.00 Homeowner's exemption | $19,761 | |
| 2024 | $2,280.00 | $197,610 Land $35,000 Building $162,610 | |
| 2023 | $29,256 | ||
| 2021 | $195,040 Land $35,000 Building $160,040 | ||
| 2019 | $1,915.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 Copper Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 Copper Ridge Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FLORENCE serves 5,824 people · EPA ID MS0610009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2024 Haloacetic acids not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
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