Charlottesville City property record for 408 Commerce St, Charlottesville, VA 22903
| Property Type | Parking Garage, Parking Structure |
|---|---|
| Lot Size | 0.038 acres (1,655 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Jul 1996) |
| Tax Bill | $1,078 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 320184000 |
| Primary APN | 320184000 |
|---|---|
| Alternative APN |
|
| Lot Area | 1,655 sqft (0.038 acres) |
|---|
| Street Address | 408 COMMERCE ST |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-4525 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Parking Garage, Parking Structure |
| Local Zoning Code | CX-5 |
| Legal Description | LOT |
| Legal Subdivision | WEST MAIN |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 1000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Main Street Historic District listed 2017 · 41 contributing resources · NRIS 100001641 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Charlottesville City records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 ALTAMONT CIR, CHARLOTTESVILLE, VA 22902-4618 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 1996 · Amount on Record |
| Deed Sale | Jul 22, 1996 · Amount on Record |
| Prior Sale | Dec 29, 1988 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,078.00 (+3.06%) | $103,100 (-) Land $103,100 | $103,100 (-) Land $103,100 |
| 2025 | $103,100 (+2.28%) Land $103,100 | $103,100 (+2.28%) Land $103,100 | |
| 2023 | $1,046.00 (+2.05%) | $100,800 Land $100,800 | $100,800 Land $100,800 |
| 2022 | $1,025.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
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