408 Cole, Benton, AR 72015 Property Records

Saline County property record for 408 Cole, Benton, AR 72015

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,346 sqft · built 1972
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$234,000 (Apr 2025)
Tax Bill	$1,331 (2024)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`805-10631-000`

Property Details

APN / Parcel Number

Primary APN	`805-10631-000`
Alternative APN	`65958`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,346 sqft Living Area
1st Floor Area	1,346 sqft
Basement Area	1,150 sqft
Unfinished Basement	1,150 sqft
Utility Area	42 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1972
Exterior Material	Brick Veneer
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.319 acres)
Lot Dimensions	125 ft deep x 110 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	308 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	42 sqft
Deck Area	312 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	65958
Street Address	408 COLE
City	BENTON
State	AR
Zip	72015-4834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE SW 110' X 125' 2025-005738
Legal Range	14W
Legal Township	02S
Legal Section	07
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	1
Census Block	1078
Census Tract	10106

Owner

Source: Saline County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	408 COLE, BENTON, AR 72015-4834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2025	Deed, Transfer · FHA Mortgage EAGLE BANK & TRUST CO
Feb 21, 2024	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Jan 29, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2025 · Amount on Record
Deed Sale	Apr 2, 2025 · Amount on Record
Prior Sale	Nov 4, 2024 · Amount on Record
Deed Document Number	2025-005738
Deed Book / Page	2025 / 005738
Record Updated	Jun 8, 2026

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SALINE AR
Recording Date	Apr 2, 2025
Property Address	408 COLE, BENTON, AR 72015-4834
Document Number	0000005738
Instrument Date	Mar 28, 2025
Instrument	2025-005738
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$772.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 COLE, BENTON, AR 72015-4834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 COLE, BENTON, AR 72015-4834

Mortgage

Document Number	0000005739
Date	Apr 2, 2025
Instrument	2025-005739

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Feb 21, 2024
Property Address	408 COLE, BENTON, AR 72015-4834
Document Number	0000002853
Instrument Date	Feb 16, 2024
Instrument	2024-002853
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1930 N REYNOLDS RD # RD1P, RD1P, BRYANT, AR 72022-2737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 COLE, BENTON, AR 72015-4834

Mortgage

Document Number	0000002854
Date	Feb 21, 2024
Instrument	2024-002854

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2039

Mortgage

Document Number	0000002854
Date	Feb 21, 2024
Instrument	2024-002854

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company
Address	1177 WEST LOOP S STE 700, HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2039

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Jan 29, 2020
Property Address	408 COLE, BENTON, AR 72015-4834
Document Number	0000001812
Instrument Date	Jan 27, 2020
Instrument	2020-001812
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	239 CEDAR LAKE TRL, 239, MOUNT AIRY, NC 27030-5940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 COLE, BENTON, AR 72015-4834

Mortgage

Document Number	0000001813
Date	Jan 29, 2020
Instrument	2020-001813

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,295 (-) Land $5,000 Building $22,295
2024	$1,331.00 (+67.21%)
2023	$796.00 Homeowner's exemption	$27,295 Land $5,000 Building $22,295	$136,475 Land $25,000 Building $111,475

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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