408 Co Rd 134, Gainesville, TX 76240 Property Records

Cooke County property record for 408 Co Rd 134, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 4,240 sqft · built 1985
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Tax Bill$4,321 (2026)
Deeds & MortgagesApr 2005 Second Mortgage
Apr 2005 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0468-010-00000

Property Details

APN / Parcel Number

Primary APN0468-010-00000
Alternative APN
  • 24978

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area4,240 sqft Living Area
Gross Area3,811 sqft
1st Floor Area1,444 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialSiding
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
Garage Area1,330 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area172 sqft
Deck Area186 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0468-010-00000
Street Address408 COUNTY ROAD 134
CityGAINESVILLE
StateTX
Zip76240-6914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBOLT J 0468 ACRES 2.0
Legal SubdivisionHARBOLT J
JurisdictionCOOKE TX
Township / Civil DivisionCALLISBURG
Census Block Group3
Census Block3068
Census Tract100

Owner

408 Co Rd 134 is owned and occupied by two individuals who acquired it in November 2025.

Source: Cooke County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address408 COUNTY ROAD 134, GAINESVILLE, TX 76240-6914
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2005Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CENTEX HOME EQUITY CO LLC
Apr 21, 2005Deed of Trust, Mortgage · Conventional Mortgage
CENTEX HOME EQUITY CO LLC
Dec 3, 2025Vendor's Lien, Transfer · Conventional Mortgage
AMERICAN NATIONAL BANK & TRUST
Nov 5, 2025Vendor's Lien, Transfer · Seller Carry-Back
TRACY WAITE
Dec 9, 2010Vendor's Lien, Transfer
RONNIE WHITE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2025
Deed SaleNov 5, 2025
Prior SaleDec 9, 2010 · Amount on File
Deed Document Number20258079
Deed Book / Page2745 / 380
Prior Transfer DateJul 13, 2009
Prior Transfer Doc001645/782
Record UpdatedOct 29, 2026

April 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address408 COUNTY ROAD 134, GAINESVILLE, TX 76240-6914
Transaction TypeMortgage
Record UpdatedMay 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001365/687
DateApr 21, 2005
Book Page1365/687
Instrument2005-00003238
Lender
NameCENTEX HOME EQUITY CO LLC
TypeSubprime Lender
AddressDALLAS, TX 75201
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueMay 1, 2025

April 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address408 COUNTY ROAD 134, GAINESVILLE, TX 76240-6914
Transaction TypeMortgage
Record UpdatedMay 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001365/670
DateApr 21, 2005
Book Page1365/670
Instrument2005-00003237
Lender
NameCENTEX HOME EQUITY CO LLC
TypeSubprime Lender
AddressDALLAS, TX 75201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2035

December 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateDec 3, 2025
Property Address408 COUNTY ROAD 134, GAINESVILLE, TX 76240-6914
Document Number002750/462
Book / Page2750 / 462
Map ReferenceCAB B SL 96
Instrument DateNov 25, 2025
Instrument2025-8782
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyHOWETH TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1670 BROADWAY, DENVER, CO 80202-4801

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 COUNTY ROAD 134, GAINESVILLE, TX 76240-6914

Mortgage

Document Number0020258783
DateDec 3, 2025
Instrument2025-8783
Lender
NameAMERICAN NATIONAL BANK & TRUST
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

November 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateNov 5, 2025
Property Address408 COUNTY ROAD 134, GAINESVILLE, TX 76240-6914
Document Number002745/380
Book / Page2745 / 380
Map ReferenceVOL 1308 PG 567
Instrument DateNov 5, 2025
Instrument2025-8079
Transaction TypeTransfer
Record UpdatedJan 12, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address409 HOLLY LN, GAINESVILLE, TX 76240-4518

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 COUNTY ROAD 134, GAINESVILLE, TX 76240-6914
InvestorPossibly a Property Investor

Mortgage

DateNov 5, 2025
Lender
NameTRACY WAITE
TypePrivate Party
Special NotesSeller Financed
Agreement
TypeSeller Carry-Back
AmountAmount on Record

December 2010: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateDec 9, 2010
Property Address408 COUNTY ROAD 134, GAINESVILLE, TX 76240-6914
Document Number001722/739
Book / Page1722 / 739
Map ReferenceMB782 PG132
Instrument DateOct 29, 2010
Instrument00016153
Transaction TypeTransfer
Record UpdatedJan 12, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 LOWE RD, VALLEY VIEW, TX 76272-5705

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 COUNTY ROAD 134, GAINESVILLE, TX 76240-6914

Mortgage

Document Number001722/744
DateDec 9, 2010
Book Page1722/744
Instrument00016154
Lender
NameRONNIE WHITE
TypePrivate Party
Address400 LOWE RD, VALLEY VIEW, TX 76272
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term178 Months
DueOct 1, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 408 Co Rd 134 was $4,321 with a homeowner's exemption, up 59% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
Unified School DistrictCallisburg Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,321.00 (+58.98%) Homeowner's exemption$312,099 (+1%)$445,768 (-10.69%) Land $80,000 Building $365,768
2025$2,718.00 (+26.6%) Homeowner's exemption$283,726 Land $80,000 Building $419,109$499,109 Land $80,000 Building $419,109
2024$2,147.00
2023$209,433 Land $75,000 Building $182,321$257,321 Land $75,000 Building $182,321
2022$2,442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Co Rd 134 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Co Rd 134 is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 60% of Texas
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOODBINE SPECIAL UTILITY DISTRICT
serves 8,151 people · EPA ID TX0490018
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
500 / 100
ElektraFi
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
25 / 5

May also be available: AT&T, Element8.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 134

Nearby Streets

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