Miami County property record for 408 Chestnut St, Osawatomie, KS 66064
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,435 sqft · built 1920 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,700 (Jan 2005) |
| Tax Bill | $2,054 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jul 2005 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 4-5690000 |
| Primary APN | 4-5690000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,435 sqft Living Area |
| 1st Floor Area | 1,435 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 70 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R13832 |
|---|---|
| Street Address | 408 CHESTNUT ST |
| City | OSAWATOMIE |
| State | KS |
| Zip | 66064-1240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELLENSVILLE OSAWATOMIE, BLOCK 98, LOT 14, LT 14 BLK 98 ELLENSVILLE SECTION 11 TOWNSHIP 18 RANGE 22 |
| Legal Range | 22E |
| Legal Township | 18S |
| Legal Section | 11 |
| Legal Subdivision | ELLENSVILLE OSAWATOMIE |
| Legal Block | 98 |
| Legal Lot Number | 14 |
| Jurisdiction | MIAMI KS |
| Township / Civil Division | OSAWATOMIE |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 100700 |
Source: Miami County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 408 CHESTNUT ST, OSAWATOMIE, KS 66064-1240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Jul 12, 2005 | Deed of Trust, Mortgage · ARM WILMINGTON FINANCE INC |
| May 28, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 24, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jan 31, 2005 | Corporation Deed, Transfer SMS FINANCIAL X LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2005 · Amount on Record |
| Deed Sale | Jan 31, 2005 · Amount on Record |
| Deed Book / Page | 868 / 530 |
| Last Transfer Date | Mar 24, 2022 |
| Transfer Doc | 0202201489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI KS |
| Property Address | 408 CHESTNUT ST, OSAWATOMIE, KS 66064-1240 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202202485 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2022-02485 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI KS |
| Property Address | 408 CHESTNUT ST, OSAWATOMIE, KS 66064-1240 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | OTC |
| Name | Verified Name |
|---|
| Document Number | 0904/00076 |
|---|---|
| Date | Jul 12, 2005 |
| Book Page | 0904/00076 |
| Name | WILMINGTON FINANCE INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.54% |
| Type Change Date | Aug 1, 2007 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.54% |
| Max Rate At Change | 10.5% |
| Index | 6-Month LIBOR |
| Max Rate | 13.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIAMI KS |
| Recording Date | May 28, 2026 |
| Property Address | 408 CHESTNUT ST, OSAWATOMIE, KS 66064-1240 |
| Document Number | 0202602393 |
| Instrument Date | May 28, 2026 |
| Instrument | 20262393 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIAMI KS |
| Recording Date | Mar 24, 2022 |
| Property Address | 408 CHESTNUT ST, OSAWATOMIE, KS 66064-1240 |
| Document Number | 0202201489 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 2022-01489 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | MIAMI KS |
| Recording Date | Jan 31, 2005 |
| Property Address | 408 CHESTNUT ST, OSAWATOMIE, KS 66064-1240 |
| Document Number | 0868/00530 |
| Book / Page | 0868 / 00530 |
| Instrument Date | Nov 15, 2004 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 408 CHESTNUT ST, OSAWATOMIE, KS 66064-1240 |
| Document Number | 0086800532 |
|---|---|
| Date | Jan 31, 2005 |
| Instrument | 0868/00532 |
| Name | SMS FINANCIAL X LLC |
|---|
| Amount | Amount Recorded |
|---|
Source: Miami County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Kansas |
| County | Miami County |
| Municipality | Osawatomie City |
| Unified School District | Osawatomie Unified School District 367 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,249 (+1.99%) Land $828 Building $10,421 | $97,820 (+2%) Land $7,200 Building $90,620 | |
| 2025 | $2,054.00 (+9.31%) | $11,029 (+14.24%) Land $779 Building $10,250 | $95,900 (+14.23%) Land $6,770 Building $89,130 |
| 2023 | $1,879.00 (-9.27%) | $9,654 Land $659 Building $8,995 | $83,950 Land $5,730 Building $78,220 |
| 2022 | $2,071.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2007 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 75% of Kansas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OSAWATOMIE serves 4,280 people · EPA ID KS2012105 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2024 Haloacetic acids resolved · Jul 2024 Total trihalomethanes resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| KWIKOM Communications Fiber | 5,000 / 5,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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