408 Cherry Ln, Warrenton, MO 63383 Property Records

Warren County property record for 408 Cherry Ln, Warrenton, MO 63383

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,200 sqft · built 1988
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Tax Bill	$2,331 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-28.0-1-04-001.001.000`

Property Details

APN / Parcel Number

Primary APN	`05-28.0-1-04-001.001.000`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,200 sqft Living Area
Basement Area	818 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	14 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Patio Area	483 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	408 CHERRY LN
City	WARRENTON
State	MO
Zip	63383-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 COLLEGE HTS ADDTN TO CITY OF WARRENTON APPROX LOT SIZE 70' X 14
Legal Subdivision	COLLEGE HEIGHTS ADDITION
Legal Block	2
Legal Lot Number	5
Jurisdiction	WARREN MO
Township / Civil Division	NORTH ELKHORN
Census Block Group	1
Census Block	1027
Census Tract	820107

Owner

408 Cherry Ln is owned and occupied by an individual who acquired it in October 2014.

Source: Warren County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	408 CHERRY LN, WARRENTON, MO 63383-1606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage HOMETAP EQTY PRTN LLC
Dec 29, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2014
Deed Sale	Oct 8, 2014
Prior Sale	Feb 19, 2010
Deed Document Number	201404457
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	408 CHERRY LN, WARRENTON, MO 63383-1606
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600152
Date	Jan 8, 2026
Instrument	202600152

Lender

Name	HOMETAP EQTY PRTN LLC

Agreement

Amount	Amount on Record

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	408 CHERRY LN, WARRENTON, MO 63383-1606
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202306875
Date	Dec 29, 2023
Instrument	202306875

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	408 CHERRY LN, WARRENTON, MO 63383-1606
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202110885
Date	Dec 21, 2021
Instrument	202110885

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	265 Months
Due	Jan 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 408 Cherry Ln was $2,331.

Source: Warren County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Warren County
Municipality	Warrenton City
Unified School District	Warren County R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,331.00	$36,374 (+13%) Land $3,061 Building $33,313	$191,440 Land $16,110 Building $175,330
2024	$2,331.00 (+14.71%)	$32,190 (-) Land $2,709 Building $29,481
2023	$2,032.00 (+8.03%)	$32,190 (+8%) Land $2,709 Building $29,481	$169,420 Land $14,256 Building $155,164
2022	$1,881.00	$29,805 Land $2,508 Building $27,297
2021			$156,870 Land $13,200 Building $143,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Cherry Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Cherry Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARRENTON PWS serves 8,208 people · EPA ID MO6010834
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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