408 Checotah Dr, Checotah, OK 74426 Property Records

McIntosh County property record for 408 Checotah Dr, Checotah, OK 74426

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,412 sqft · built 2001
Owner	Individual Name on Record
Last Sale	$230,000 (Dec 2023)
Tax Bill	$1,669 (2023)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`460027968`

Property Details

APN / Parcel Number

Primary APN	`460027968`
Alternative APN	`2160-00-005-028-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,412 sqft Living Area
1st Floor Area	1,412 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460027968
Street Address	408 CHECOTAH DR
City	CHECOTAH
State	OK
Zip	74426-4415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 BLK 5 STOUTS #2 452/398 532/421 612/666 774/590 887/244 1145/490 1187/492
Legal Range	17E
Legal Township	12N
Legal Section	32
Legal Subdivision	STOUTS #2
Legal Block	5
Legal Lot Number	28
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	1
Census Block	1025
Census Tract	779700

Owner

Source: McIntosh County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	408 CHECOTAH DR, CHECOTAH, OK 74426-4415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Warranty Deed, Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC
Jun 6, 2022	Deed, Transfer · FHA Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Prior Sale	Jun 6, 2022 · Amount on Record
Deed Document Number	I-2023-005730
Deed Book / Page	1187 / 492
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	Dec 27, 2023
Property Address	408 CHECOTAH DR, CHECOTAH, OK 74426-4415
Document Number	001187/492
Book / Page	1187 / 492
Instrument Date	Dec 6, 2023
Instrument	I-2023-005730
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 CHECOTAH DR, CHECOTAH, OK 74426-4415

Mortgage

Document Number	I2023005731
Date	Dec 27, 2023
Instrument	I-2023-005731

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MCINTOSH OK
Recording Date	Jun 6, 2022
Property Address	408 CHECOTAH DR, CHECOTAH, OK 74426-4415
Document Number	001145/490
Book / Page	1145 / 490
Instrument Date	May 26, 2022
Instrument	I-2022-003204
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	408 CHECOTAH DR, CHECOTAH, OK 74426-4415

Mortgage

Document Number	I2022003205
Date	Jun 6, 2022
Instrument	I-2022-003205

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Municipality	Checotah City
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$25,792 (+31.41%) Land $3,300 Building $22,492	$235,006 (+31.71%) Land $30,000 Building $205,006
2023	$1,669.00	$19,627 Land $1,980 Building $17,647	$178,424 Land $18,000 Building $160,424

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Cross Wireless Fiber	1,000 / 500
Vyve Broadband Cable	1,000 / 50

May also be available: AT&T.

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