408 Charles St, #A, Hurlock, MD 21643 Property Records

Dorchester County property record for 408 Charles St, #A, Hurlock, MD 21643

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,066 sqft · built 2017
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2017)
Tax Bill	$3,007 (2026)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-026359`

Property Details

APN / Parcel Number

Primary APN	`15-026359`
Alternative APN	`026359`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,066 sqft Total Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	026359
Street Address	408 CHARLES ST, A
City	HURLOCK
State	MD
Zip	21643-3612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6-10,890 SQ FT. E/S CHARLES ST HURLOCK
Legal Subdivision	THE TOWN OF HURLOCK
Legal Lot Number	6
Jurisdiction	DORCHESTER MD
Township / Civil Division	15, HURLOCK
Census Block Group	3
Census Block	3036
Census Tract	970200

Owner

408 Charles St, #A is owned and occupied by an individual who bought it in August 2017.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	408 CHARLES ST, A, HURLOCK, MD 21643-3612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2017 · Amount on File
Deed Sale	Aug 2, 2017 · Amount on File
Prior Sale	May 6, 2014 · Amount on File
Deed Document Number	20171414-282
Deed Book / Page	1414 / 282
Prior Transfer Date	May 5, 2014
Prior Transfer Doc	0012040332
Record Updated	Oct 29, 2026

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Aug 2, 2017
Property Address	408 CHARLES ST # A, A, HURLOCK, MD 21643-3612
Document Number	0014140282
Book / Page	1414 / 282
Instrument Date	Jul 28, 2017
Instrument	1414-282
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	VENTURE TITLE CO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6208 MILL RD, HURLOCK, MD 21643-3916

Mortgage

Document Number	0001414287
Date	Aug 2, 2017
Instrument	1414-287

Lender

Name	RURAL HOUSING SERVICE
Type	Government Agency

Agreement

Amount	Amount on Record
Term	395 Months
Due	Jul 28, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 408 Charles St, #A was $3,007, up 4% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Hurlock Town
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,007.00 (+4.05%)	$178,700 (+6.88%)	$190,200 (-) Land $26,600 Building $163,600
2025	$2,890.00	$167,200	$190,200 Land $26,600 Building $163,600
2023	$2,643.00	$147,867	$155,700 Land $26,600 Building $129,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Charles St, #A in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Charles St, #A is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HURLOCK serves 2,150 people · EPA ID MD0090005
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Bay Country Communications Cable	100 / 100
T-Mobile Fixed Wireless	100 / 20