408 Central Ave, Naples, FL 34102 Property Records

Collier County property record for 408 Central Ave, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	1,102 sqft · built 2008
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$1,750,000 (Apr 2010)
Tax Bill	$13,485 (2025)
Deeds & Mortgages	Aug 2021 Transfer
Flood Zone	Zone X (moderate risk)
APN	`096100 20 105A04`

Property Details

APN / Parcel Number

Primary APN	`096100 20 105A04`
Alternative APNs	`1402844000702560420105` `14028440007`

Interior

Stories	2 Stories
Building Area	1,102 sqft Living Area
1st Floor Area	1,102 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 69 ft wide
Pool Area	160 sqft
Deck Area	215 sqft

Location & Zoning

Street Address	408 CENTRAL AVE
City	NAPLES
State	FL
Zip	34102-5930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	NAPLES T 5 BLK 20 N 100FT OF W 3.3FT OF LOT 10, N 100FT OF LOTS 11 + 12
Legal Range	25
Legal Township	50
Legal Section	4
Legal Subdivision	NAPLES PLAN OF TIER 5
Legal Tract	096100
Legal Block	20
Legal Lot Number	10
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2005
Census Tract	102

Owner

Source: Collier County assessment roll, APN 096100 20 105A04, as of September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	408 CENTRAL AVE, NAPLES, FL 34102-5930
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 08, 2010 · Amount on Record
Deed Sale	Apr 08, 2010 · Amount on Record
Prior Sale	Jun 04, 2007 · Amount on Record
Deed Document Number	20104415330
Deed Book / Page	4554 / 1728
Last Transfer Date	Aug 04, 2021
Transfer Doc	0059962262
Record Updated	Jun 08, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Aug 12, 2021
Property Address	408 CENTRAL AVE, NAPLES, FL 34102-5930
Document Number	0059962262
Book / Page	5996 / 2262
Map Reference	MB 1 PG 8
Instrument Date	Aug 04, 2021
Instrument	6111629
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	408 CENTRAL AVE, NAPLES, FL 34102-5930

Tax Assessment & Valuation

Source: Collier County assessment roll as of September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,485.00 (+2.21%) Homeowner's exemption	$1,528,554 (+5.99%)	$3,729,567 (+10.77%) Land $2,413,620 Building $1,315,947
2024	$13,193.00 (+1.56%)
2023	$12,990.00 (-2.7%) Homeowner's exemption	$1,442,209 (+3%)	$3,367,077 (+23.6%) Land $2,308,680 Building $1,058,397
2022	$13,351.00 Homeowner's exemption	$1,400,203	$2,724,092 Land $1,762,992 Building $961,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), as of June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210001022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 253 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	805 units insured incl. 552 condo units
Nearby Flood Claims	127 (1982–2024)
Claims Outside the SFHA	14 of 127
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 54 claims Hurricane Ian, Sep 2022 · 36 claims Hurricane Irma, Oct 2017 · 11 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 306 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL5110198, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NAPLES WATER DEPT serves 83,804 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.