408 Central Ave E, Clarion, IA 50525 Property Records

Wright County property record for 408 Central Ave E, Clarion, IA 50525

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,368 sqft · built 1880
Lot Size	0.165 acres (7,198 sqft)
Owner	Individual Name on Record
Last Sale	$70,500 (Oct 2023)
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-06-127-003`

Property Details

APN / Parcel Number

Primary APN	`11-06-127-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,368 sqft Living Area
1st Floor Area	684 sqft
Basement Area	684 sqft
Unfinished Basement	684 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,198 sqft (0.165 acres)
Lot Dimensions	122 ft deep x 59 ft wide
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	408 CENTRAL AVE E
City	CLARION
State	IA
Zip	50525-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 59' OF LOT 6 NE NW
Legal Range	24W
Legal Township	91N
Legal Section	06
Legal Lot Number	6
Jurisdiction	WRIGHT IA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2008
Census Tract	680300

Owner

Source: Wright County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 CENTRAL AVE E, CLARION, IA 50525-1519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 9, 2018	Deed of Trust, Mortgage FIRST CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Prior Sale	Apr 1, 2013 · Amount on Record
Deed Document Number	20231947
Deed Book / Page	2023 / 1947
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT IA
Recording Date	Oct 4, 2023
Property Address	408 CENTRAL AVE E, CLARION, IA 50525-1519
Document Number	02023/1947
Book / Page	2023 / 1947
Instrument Date	Sep 25, 2023
Instrument	23-1947
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 CENTRAL AVE E, CLARION, IA 50525-1519

Mortgage

Document Number	0000231948
Date	Oct 4, 2023
Instrument	23-1948

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT IA
Property Address	408 CENTRAL AVE E, CLARION, IA 50525-1519
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002403
Date	Nov 9, 2018
Book Page	0000002018/0000002403
Instrument	0000018-2403

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	170 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Wright County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Clarion City
County	Wright County
Unified School District	Clarion-Goldfield-Dows Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,600 (-) Land $7,200 Building $61,400	$68,600 (-) Land $7,200 Building $61,400
2025	$1,228.00 (+2.33%)	$68,600 (+7.86%) Land $7,200 Building $61,400	$68,600 (+7.86%) Land $7,200 Building $61,400
2024	$1,200.00 (+16.73%)
2023		$63,600 (+17.34%) Land $7,200 Building $56,400	$63,600 (+17.34%) Land $7,200 Building $56,400
2022	$1,028.00 Homeowner's exemption	$54,200 Land $7,200 Building $47,000
2021			$54,200 Land $7,200 Building $47,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARION WATER SUPPLY serves 2,810 people · EPA ID IA9909031
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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