408 Cedar Grove Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 408 Cedar Grove Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,985 sqft · built 1940
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$155,900 (Jul 1999)
Tax Bill	$3,434 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-904-00875000`

Property Details

APN / Parcel Number

Primary APN	`01-904-00875000`
Alternative APNs	`1-904-00875000` `90400875000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,985 sqft Living Area
1st Floor Area	1,407 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)

Exterior Amenities

Deck Area	940 sqft
Patio Area	396 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	90400875000
Street Address	408 CEDAR GROVE RD
City	EDGEWATER
State	MD
Zip	21037-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 2310 2311 2312 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	1
Legal Lot Number	2310
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1005
Census Tract	701104

Owner

408 Cedar Grove Rd is owned and occupied by two individuals who acquired it in August 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 CEDAR GROVE RD, EDGEWATER, MD 21037-2915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 1999 · Amount on File
Deed Sale	Jul 30, 1999 · Amount on File
Prior Sale	Feb 28, 1994 · Amount on File
Deed Document Number	199910393
Deed Book / Page	9329 / 337
Last Transfer Date	Aug 23, 2021
Transfer Doc	0378720404
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 5, 2021
Property Address	408 CEDAR GROVE RD, EDGEWATER, MD 21037-2915
Document Number	0378720404
Book / Page	37872 / 404
Map Reference	MB 3 PG 21
Instrument Date	Aug 23, 2021
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	NOT AVAILABLE, CERTIFIED TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	408 CEDAR GROVE RD, EDGEWATER, MD 21037-2915
Investor	Possibly a Property Investor

Mortgage

Document Number	37872408
Date	Nov 5, 2021
Instrument	37872/408

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 408 Cedar Grove Rd was $3,434 with a homeowner's exemption, up 2.1% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,000 (+4.64%) Land $226,000 Building $158,000	$384,000 (-) Land $226,000 Building $158,000
2025	$3,434.00 (+2.14%) Homeowner's exemption	$366,967	$384,000 Land $226,000 Building $158,000
2024	$3,362.00 (+31.84%)
2023	$2,550.00 Homeowner's exemption	$332,900 Land $174,500 Building $158,400	$332,900 Land $174,500 Building $158,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Cedar Grove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2014–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Cedar Grove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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