408 Bustos Cir, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 408 Bustos Cir, Bay Point, CA 94565

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,239 sqft · built 1988
Lot Size	0.055 acres (2,400 sqft)
Owner	Individual Name on Record
Last Sale	$442,000 (Feb 2021)
Tax Bill	$6,152 (2025)
Deeds & Mortgages	Apr 2026 Transfer Dec 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-500-049-6`

Property Details

APN / Parcel Number

Primary APN	`098-500-049-6`
Alternative APN	`098-500-049`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,239 sqft Living Area
1st Floor Area	1,239 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Lot Area	2,400 sqft (0.055 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	408 BUSTOS CIR
City	BAY POINT
State	CA
Zip	94565-6713
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P1
Legal Description	T6553 L49
Legal Subdivision	SUBDIVISION 6553
Legal Tract	6553
Legal Lot Number	49
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	315000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 BUSTOS CIR, BAY POINT, CA 94565-6713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 8, 2023	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Feb 26, 2021	Grant Deed, Transfer · Conventional Mortgage PATELCO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Mar 12, 2004 · Amount on Record
Deed Document Number	202160205
Prior Transfer Date	Sep 17, 2009
Prior Transfer Doc	0000222073
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 8, 2026
Property Address	408 BUSTOS CIR, BAY POINT, CA 94565-6713
Document Number	0000035302
Instrument Date	Mar 31, 2026
Instrument	202635302
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 BUSTOS CIR, BAY POINT, CA 94565-6713

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	408 BUSTOS CIR, BAY POINT, CA 94565-6713
Transaction Type	Mortgage
Record Updated	Dec 19, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 BUSTOS CIR, BAY POINT, CA 94565-6713

Mortgage

Document Number	0000130479
Date	Dec 8, 2023
Instrument	2023-130479

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	290 Months
Due	Jan 31, 2048

Interest

Rate Type	Adjustable Rate
Rate	10.7%
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17%

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 26, 2021
Property Address	408 BUSTOS CIR, BAY POINT, CA 94565-6713
Document Number	0000060205
Map Reference	MB 305 PG 48
Instrument Date	Feb 24, 2021
Instrument	2021-060205
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	408 BUSTOS CIR, BAY POINT, CA 94565-6713

Mortgage

Document Number	0000060206
Date	Feb 26, 2021
Instrument	2021-060206

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$487,999 (+2%) Land $220,814 Building $267,185
2025	$6,152.00 (+4.84%)	$478,432 (+4.04%) Land $216,485 Building $261,947
2023	$5,868.00 (+0.76%)	$459,856 Land $208,080 Building $251,776
2022	$5,824.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Unwired, Verizon.

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