408 Brunswick St, Brunswick, MD 21716 Property Records

Frederick County property record for 408 Brunswick St, Brunswick, MD 21716

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,860 sqft · built 1910
Lot Size	0.139 acres (6,042 sqft)
Owner	Individual Name on Record
Last Sale	$254,900 (Mar 2021)
Tax Bill	$4,477 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-476557`

Property Details

APN / Parcel Number

Primary APN	`25-476557`
Alternative APN	`476557`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,860 sqft Living Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,042 sqft (0.139 acres)
Lot Dimensions	114 ft deep x 53 ft wide
Porch	Open Porch
Porch Area	115 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	476557
Street Address	408 BRUNSWICK ST
City	BRUNSWICK
State	MD
Zip	21716-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT #52 53 X 114 408 BRUNSWICK ST. BRUNSWICK
Legal Subdivision	BRUNSWICK
Legal Lot Number	52
Jurisdiction	FREDERICK MD
Township / Civil Division	25, BRUNSWICK
Census Block Group	1
Census Block	1013
Census Tract	775302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Brunswick Historic District (Additional Documentation) listed 1979 · 573 contributing resources · NRIS 79001128

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 BRUNSWICK ST, BRUNSWICK, MD 21716-1007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2019	Deed of Trust, Mortgage · Line of Credit MIDDLETOWN VALLEY BANK
Mar 29, 2021	Deed, Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Prior Sale	Dec 7, 1995 · Amount on Record
Deed Book / Page	14705 / 47
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	408 BRUNSWICK ST, BRUNSWICK, MD 21716-1007
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0131450368
Date	Aug 14, 2019
Book Page	13145/0368

Lender

Name	MIDDLETOWN VALLEY BANK
Type	Bank
Address	JEFFERSON, MD 21755

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 29, 2021
Property Address	408 BRUNSWICK ST, BRUNSWICK, MD 21716-1007
Document Number	0147050047
Book / Page	14705 / 47
Map Reference	LB WIP 13 FO 2
Instrument Date	Mar 5, 2021
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$637.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	408 BRUNSWICK ST, BRUNSWICK, MD 21716-1007

Mortgage

Document Number	1470554
Date	Mar 29, 2021
Instrument	14705/54

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Brunswick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,100 (+20.68%)	$294,300 (+16.92%) Land $102,200 Building $192,100
2025	$4,477.00 (+19.1%)
2023	$3,759.00	$232,100	$251,700 Land $85,200 Building $166,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUNSWICK serves 7,312 people · EPA ID MD0100005
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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