408 Bison Ln, Cibolo, TX 78108 Property Records

Guadalupe County property record for 408 Bison Ln, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,919 sqft · built 2014
Lot Size	0.154 acres (6,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,900 (Aug 2022)
Tax Bill	$4,231 (2025)
Deeds & Mortgages	Feb 2026 Transfer Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1G0411500D06300000`

Property Details

APN / Parcel Number

Primary APN	`1G0411500D06300000`
Alternative APNs	`000000148155` `000000227085` `000000275464` `148155`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,919 sqft Living Area
Gross Area	2,479 sqft
1st Floor Area	1,919 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,710 sqft (0.154 acres)
Lot Dimensions	110 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	47 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	408 BISON LN
City	CIBOLO
State	TX
Zip	78108-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUFFALO CROSSING #5 BLOCK D LOT 63 0.154 AC
Legal Subdivision	BUFFALO CROSSING #5
Legal Tract	63
Legal Block	D
Legal Lot Number	63
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2003
Census Tract	210718

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 BISON LN, CIBOLO, TX 78108-3823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Transfer on Death Deed, Transfer
Aug 4, 2022	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 23, 2017	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Jan 7, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Nov 6, 2018	Warranty Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2022 · Amount on Record
Deed Sale	Aug 4, 2022 · Amount on Record
Prior Sale	Nov 6, 2018 · Amount on Record
Deed Document Number	202224086
Prior Transfer Date	Nov 5, 2018
Prior Transfer Doc	0099025410
Record Updated	Sep 20, 2026

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GUADALUPE TX
Recording Date	Feb 18, 2026
Property Address	408 BISON LN, CIBOLO, TX 78108-3823
Document Number	0099003898
Map Reference	VOL 8 PG 49&50
Instrument Date	Feb 12, 2026
Instrument	202699003898
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 BISON LN, CIBOLO, TX 78108-3823

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Aug 4, 2022
Property Address	408 BISON LN, CIBOLO, TX 78108-3823
Document Number	0099024086
Map Reference	VOL 8 PG 49&50
Instrument Date	Aug 3, 2022
Instrument	202299024086
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 BISON LN, CIBOLO, TX 78108-3823

Mortgage

Document Number	0099024087
Date	Aug 4, 2022
Instrument	202299024087

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	408 BISON LN, CIBOLO, TX 78108-3823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LENDERS TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001617
Date	Jan 23, 2017
Instrument	2017001617

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	408 BISON LN, CIBOLO, TX 78108-3823
Document Number	0000003766
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	408 BISON LN CIBOLO TX 781083823, CIBOLO, TX 78108-3823

Mortgage

Document Number	0000003766
Date	Feb 13, 2020
Instrument	3766

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Nov 6, 2018
Property Address	408 BISON LN, CIBOLO, TX 78108-3823
Document Number	0000025410
Instrument Date	Nov 5, 2018
Instrument	25410
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 BISON LN CIBOLO TX 781083823, CIBOLO, TX 78108-3823

Mortgage

Document Number	25411
Date	Nov 6, 2018
Instrument	25411

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2048

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,395 (-5.33%) Land $58,640 Building $223,755	$282,395 (-5.33%) Land $58,640 Building $223,755
2025	$4,231.00 (-33.05%) Homeowner's exemption	$298,296 (-18.04%) Land $40,605 Building $257,691	$298,296 (-18.04%) Land $40,605 Building $257,691
2024	$6,320.00 (+7.57%)
2023	$5,875.00 (+5.19%) Homeowner's exemption	$363,944 Land $54,540 Building $309,404	$363,944 Land $54,540 Building $309,404
2022	$5,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ZipLink Internet.

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