408 Baker St, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie City property record for 408 Baker St, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,136 sqft · built 1921
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,318 (2025)
Deeds & Mortgages	Jun 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`131300-6161-33-597776-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6161-33-597776-0000`
Alternative APNs	`130000616100335977760000` `131300 6.161-33-597.776` `021140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,136 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,021 sqft
2nd Floor Area	747 sqft
Upper Floors Area	368 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Colonial
Exterior Material	Composition/Composite
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	172 ft deep x 40 ft wide
View / Lot	Urban
Porch	Covered Porch
Porch Area	372 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	021140
Street Address	408 BAKER ST
City	POUGHKEEPSIE
State	NY
Zip	12603-2362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	40 X 172 1615 0625 1464 0785
Legal Block	33
Legal Lot Number	597
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	1
Census Block	1001
Census Tract	220901

Owner

Source: Dutchess County and Poughkeepsie City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 BAKER ST, POUGHKEEPSIE, NY 12603-2362
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 3, 2013
Transfer Doc	0000003234
Record Updated	Jun 8, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DUTCHESS NY
Property Address	408 BAKER ST, POUGHKEEPSIE, NY 12603-2362
Document Number	0000053279
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 BAKER ST POUGHKEEPSIE NY 126032362, POUGHKEEPSIE, NY 12603-2362

Mortgage

Document Number	0000053279
Date	Oct 2, 2020
Instrument	53279

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2060

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,318.00 (+64.78%) Veteran's exemption	$361,600 (+12.47%) Land $59,400 Building $302,200	$361,600 (+12.47%) Land $59,400 Building $302,200
2024	$4,441.00 Homeowner's exemption Veteran's exemption	$321,500 (+4.01%) Land $59,400 Building $262,100	$321,500 (+4.01%) Land $59,400 Building $262,100
2023		$309,100 (+14.99%) Land $59,400 Building $249,700	$309,100 (+14.99%) Land $59,400 Building $249,700
2022		$268,800 Land $54,000 Building $214,800	$268,800 Land $54,000 Building $214,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE CITY serves 30,639 people · EPA ID NY1330291
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum, T-Mobile.

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