Miami-Dade County property record for 408 91st St, Surfside, FL 33154 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,651 sqft · built 1949 |
| Lot Size | 0.129 acres (5,625 sqft) |
| Owner | Company Name on File |
| Last Sale | $635,000 (May 2019) |
| Tax Bill | $20,792 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2024 Construction Loan + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 14-2235-003-0750 |
| Primary APN | 14-2235-003-0750 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,651 sqft Living Area |
| Gross Area | 1,960 sqft |
| 1st Floor Area | 1,651 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Lot Area | 5,625 sqft (0.129 acres) |
| Lot Dimensions | 100 ft deep x 56.3 ft wide |
| Garage Area | 132 sqft |
| Porch | Porch |
| Porch Area | 15 sqft |
| Street Address | 408 91ST ST |
|---|---|
| City | SURFSIDE |
| State | FL |
| Zip | 33154-3127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 34-35 52 42 SEAWAY PB 34-69 LOT 2 BLK S LOT SIZE 56.250 X 100 OR 16780-3615-17 0495 4 |
| Legal Range | 42E |
| Legal Township | 52S |
| Legal Section | 35 |
| Legal Subdivision | SEAWAY |
| Legal Block | S |
| Legal Lot Number | 2 |
| Jurisdiction | DADE FL |
| Township / Civil Division | MIAMI BEACH |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 3804 |
Source: Miami-Dade County records · APN 14-2235-003-0750
Assessment roll updated July 21, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 408 91ST ST, SURFSIDE, FL 33154-3127 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HYPOTEC INC |
| Feb 28, 2024 | Deed of Trust, Mortgage · Construction Mortgage ELS HOLDINGS LLC |
| May 05, 2025 | Deed of Trust, Mortgage · Construction Mortgage ALTO CAPITAL HOLDINGS LLC |
| Dec 21, 2023 | Quit Claim Deed, Transfer NOT AVAILABLE, CERTIFIED TITLE CORPORATION |
| May 07, 2019 | Warranty Deed, Transfer THELENDER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2019 · Amount on Record |
| Deed Sale | May 07, 2019 · Amount on Record |
| Prior Sale | May 12, 1995 · Amount on Record |
| Deed Document Number | 2019280068 |
| Deed Book / Page | 31431 / 3918 |
| Last Transfer Date | Dec 06, 2023 |
| Transfer Doc | 0000918115 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 408 91ST ST, SURFSIDE, FL 33154-3127 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 408 91ST ST, SURFSIDE, FL 33154-3127 |
| Document Number | 0000737878 |
|---|---|
| Date | Oct 05, 2021 |
| Book Page | 32773/1782 |
| Instrument | 2021R0737878 |
| Name | HYPOTEC INC |
|---|---|
| Type | Non-Lending Institution |
| Address | BOCA RATON, FL 33428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 408 91ST ST, SURFSIDE, FL 33154-3127 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000157064 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 34112/2258 |
| Instrument | 2024R0157064 |
| Name | ELS HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MIAMI, FL 33181 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 19 Months |
| Due | Sep 01, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 408 91ST ST, SURFSIDE, FL 33154-3127 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 408 91ST ST, SURFSIDE, FL 33154-3127 |
| Document Number | 0000337813 |
|---|---|
| Date | May 05, 2025 |
| Book Page | 34738/3596 |
| Instrument | 2025R0337813 |
| Name | ALTO CAPITAL HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MIAMI, FL 33181 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Nov 01, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Dec 21, 2023 |
| Property Address | 408 91ST ST, SURFSIDE, FL 33154-3127 |
| Document Number | 0000918115 |
| Book / Page | 34021 / 2536 |
| Map Reference | MB 34 PG 69 |
| Instrument Date | Dec 06, 2023 |
| Instrument | 2023R0918115 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Title Company | NOT AVAILABLE, CERTIFIED TITLE CORPORATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 408 91ST ST, SURFSIDE, FL 33154-3127 |
| Name | Verified Name |
|---|---|
| Address | 408 91ST ST, SURFSIDE, FL 33154-3127 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | May 07, 2019 |
| Property Address | 408 91ST ST, SURFSIDE, FL 33154-3127 |
| Document Number | 0000280068 |
| Book / Page | 031431 / 003918 |
| Instrument Date | Apr 29, 2018 |
| Instrument | 280068 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,810.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 408 91ST ST SURFSIDE FL 331543127, SURFSIDE, FL 33154-3127 |
| Document Number | 280069 |
|---|---|
| Date | May 07, 2019 |
| Book Page | 031431/003920 |
| Instrument | 280069 |
| Name | THELENDER |
|---|---|
| Address | ST PETERS, MO 63376 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 06, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Surfside Town |
| Unified School District | Dade County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,792.00 (+4.91%) | $1,094,908 (+95.88%) Land $984,375 Building $110,533 | $1,094,908 (+23.45%) Land $984,375 Building $110,533 |
| 2024 | $19,818.00 (+95.23%) | ||
| 2023 | $10,151.00 (+2.71%) Homeowner's exemption | $558,978 (+3%) | $886,933 (+31.75%) Land $776,385 Building $110,548 |
| 2022 | $9,883.00 Homeowner's exemption | $542,698 | $673,196 Land $562,640 Building $110,556 |
Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860038043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 178 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 601 units insured 423 under condo master policies |
| Nearby Flood Claims | 79 (1979–2024) |
| Claims Outside the SFHA | 3 of 79 |
| Most Recent Claim | Jun 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 366 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Fiber | 2,000 / 2,000 |
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Hotwire Communications, Cogeco Cable Holdings II, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.
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