408 8th St NE, Garrison, ND 58540 Property Records

McLean County property record for 408 8th St NE, Garrison, ND 58540

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,246 sqft · built 1981
Lot Size	0.484 acres (21,083 sqft)
Owner	Individual Name on Record
Tax Bill	$2,334 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`75 0501 00037 000`

Property Details

APN / Parcel Number

Primary APN	`75 0501 00037 000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,246 sqft Living Area
Basement Area	1,246 sqft
Finished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,083 sqft (0.484 acres)
Garage Type	Mixed
Garage Area	1,732 sqft
Parking Spaces	7 Parking Spaces
Deck Area	192 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	408 8TH ST NE
City	GARRISON
State	ND
Zip	58540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & 43' LOT 2 BLK 7
Legal Subdivision	EASTERN ACRES
Legal Block	7
Legal Lot Number	1
Jurisdiction	MCLEAN ND
Township / Civil Division	GARRISON
Census Block Group	3
Census Block	3387
Census Tract	961001

Owner

Source: McLean County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 814, GARRISON, ND 58540-0814
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Deed of Trust, Mortgage · Line of Credit BNC NATIONAL BANK
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE FCU
Jan 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN ND
Property Address	408 8TH ST NE, GARRISON, ND 58540
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 814, GARRISON, ND 58540-0814

Mortgage

Document Number	3401037
Date	Jul 8, 2020
Instrument	3401037

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GARRISON, ND 58540

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 5, 2025

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN ND
Property Address	408 8TH ST NE, GARRISON, ND 58540
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3399361
Date	Dec 2, 2019
Instrument	3399361

Lender

Name	PRAIRIE FCU
Type	Credit Union
Address	MINOT, ND 58702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN ND
Property Address	408 8TH ST NE, GARRISON, ND 58540
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TITL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3396696
Date	Jan 2, 2019
Instrument	3396696

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2039

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McLean County
Municipality	Garrison City
Unified School District	Garrison Public School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,300 (+6.3%) Land $9,550 Building $139,750	$298,600 (+6.3%) Land $19,100 Building $279,500
2025	$2,334.00 (-35.98%)	$140,450 (+8.33%) Land $7,800 Building $132,650	$280,900 (+8.33%) Land $15,600 Building $265,300
2023	$3,646.00	$129,650 Land $7,800 Building $121,850	$259,300 Land $15,600 Building $243,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRISON RURAL WATER DISTRICT private · serves 1,805 people · EPA ID ND2801430
Water Source	Purchased surface water from CITY OF GARRISON
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Reservation Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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