408 6th Ave W, Polson, MT 59860 Property Records

Lake County property record for 408 6th Ave W, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 804 sqft · built 1947
Lot Size	0.077 acres (3,354 sqft)
Owner	Individual Name on File
Last Sale	$127,500 (Oct 2018)
Tax Bill	$1,037 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R1510458`

Property Details

APN / Parcel Number

Primary APN	`R1510458`
Alternative APNs	`15-3228-04-3-07-02-0000` `0000009098`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	804 sqft Living Area
1st Floor Area	804 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,354 sqft (0.077 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000009098
Street Address	408 6TH AVE W
City	POLSON
State	MT
Zip	59860-2649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	RIVERSIDE ADD (POLSON), S04, T22 N, R20 W, BLOCK 003, LOT 013, ACRES 0.077
Legal Range	20W
Legal Township	22N
Legal Section	04
Legal Subdivision	RIVERSIDE ADD (POLSON)
Legal Block	3
Legal Lot Number	13
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2007
Census Tract	940307

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1771, POLSON, MT 59860-1771
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Line of Credit MONTANA FCU
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Oct 5, 2018	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2018 · Amount on File
Deed Sale	Oct 5, 2018 · Amount on File
Deed Document Number	2018565652
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	408 6TH AVE W, POLSON, MT 59860-2649
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000608986
Date	Jan 8, 2024
Instrument	608986

Lender

Name	MONTANA FCU
Type	Credit Union
Address	GREAT FALLS, MT 59403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	204 Months
Due	Jan 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	408 6TH AVE W, POLSON, MT 59860-2649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	581694
Date	Oct 7, 2020
Instrument	581694

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	GREAT FALLS, MT 59403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Oct 5, 2018
Property Address	408 6TH AVE W, POLSON, MT 59860-2649
Document Number	565652
Instrument Date	Oct 4, 2018
Instrument	565652
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	626 US HIGHWAY 89, 626, VAUGHN, MT 59487-9534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1771, POLSON, MT 59860-1771

Mortgage

Document Number	565653
Date	Oct 5, 2018
Instrument	565653

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,037.00 (-13.87%)	$230,300 (-)
2025	$1,204.00 (-4.9%)	$230,300 (+60.82%)	$230,300 (+60.82%) Land $52,400 Building $177,900
2023	$1,266.00	$143,200	$143,200 Land $32,692 Building $110,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Western Montana CommunityTel Fiber	100 / 100

May also be available: Verizon.

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