408 5th St S, Virginia, MN 55792 Property Records

St. Louis County property record for 408 5th St S, Virginia, MN 55792

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 3 ba · 1,750 sqft · built 1905
Lot Size	0.137 acres (6,009 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Sep 2025)
Tax Bill	$2,668 (2026)
Deeds & Mortgages	Nov 2025 Second Mortgage Sep 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090-0030-02710`

Property Details

APN / Parcel Number

Primary APN	`090-0030-02710`
Alternative APNs	`1059000` `26986`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,750 sqft Gross Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Metal
Construction Type	Frame
Lot Area	6,009 sqft (0.137 acres)

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1059000
Street Address	408 5TH ST S
City	VIRGINIA
State	MN
Zip	55792-2733
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	LOTS 3 AND 4 SERIAL #
Legal Subdivision	SECOND ADDITION TO VIRGINIA
Legal Block	85
Legal Lot Number	3-4
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3006
Census Tract	13100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6233 EVERGREEN RD, GILBERT, MN 55741-8223
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHERN STATE BANK OF VIRGINIA
Sep 23, 2025	Warranty Deed, Transfer UNKNOWN, UP NORTH TITLE INC
Aug 15, 2022	Warranty Deed, Transfer
Aug 15, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Prior Sale	Aug 15, 2022 · Amount on Record
Deed Document Number	20251518677
Prior Transfer Date	Jul 29, 2009
Prior Transfer Doc	0001115395
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	408 5TH ST S, VIRGINIA, MN 55792-2733
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6233 EVERGREEN RD, GILBERT, MN 55741-8223
Investor	Possibly a Property Investor

Mortgage

Document Number	0001522156
Date	Nov 12, 2025
Instrument	1522156

Lender

Name	NORTHERN STATE BANK OF VIRGINIA
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Oct 24, 2030

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 23, 2025
Property Address	408 5TH ST S, VIRGINIA, MN 55792-2733
Document Number	0001518677
Instrument Date	Sep 16, 2025
Instrument	1518677
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	UNKNOWN, UP NORTH TITLE INC

Transaction

Amount	Amount Recorded
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6233 EVERGREEN RD, GILBERT, MN 55741-8223

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 15, 2022
Property Address	408 5TH ST S, VIRGINIA, MN 55792-2733
Document Number	0001449692
Instrument Date	Aug 8, 2022
Instrument	1449692
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Amount	Amount Recorded
Tax	$239.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1321 2ND ST W, EVELETH, MN 55734-1212

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 15, 2022
Property Address	408 5TH ST S, VIRGINIA, MN 55792-2733
Document Number	0001449691
Instrument Date	Jul 25, 2022
Instrument	1449691
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Amount	Amount Recorded
Tax	$295.35
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1321 2ND ST W, EVELETH, MN 55734-1212

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,668.00 (+64.89%)
2025	$1,618.00 (+6.87%)	$124,600 (+90.81%) Land $6,500 Building $118,100	$124,600 (+90.81%) Land $6,500 Building $118,100
2024	$1,514.00	$65,300 (-16.28%) Land $5,200 Building $60,100	$65,300 (-16.28%) Land $5,200 Building $60,100
2022		$78,000 Land $5,200 Building $72,800	$78,000 Land $5,200 Building $72,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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