Garfield County property record for 408 5th St, Covington, OK 73730
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,806 sqft · built 1920 |
| Lot Size | 0.481 acres (20,931 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $346 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25330 |
| Primary APN | 25330 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,806 sqft Living Area |
| 1st Floor Area | 1,089 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,931 sqft (0.481 acres) |
| Lot Dimensions | 140 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 1,180 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
| Porch Area | 180 sqft |
| Lean-To | 72 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 25330 |
|---|---|
| Street Address | 408 5TH ST |
| City | COVINGTON |
| State | OK |
| Zip | 73730-2132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1-6 BLOCK 24 SD-C94 COVINGTON E/2 11-21-4 & SW/4 12-21-4 WIFE- CHERIE |
| Legal Range | 04W |
| Legal Township | 21N |
| Legal Section | 11 |
| Legal Subdivision | COVINGTON |
| Legal Block | 24 |
| Legal Lot Number | 1-6 |
| Jurisdiction | GARFIELD OK |
| Township / Civil Division | SOUTH GARFIELD |
| Census Block Group | 4 |
| Census Block | 4131 |
| Census Tract | 1200 |
408 5th St is owned and occupied by an individual.
Source: Garfield County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 167, COVINGTON, OK 73730-0167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD OK |
| Property Address | 408 5TH ST, COVINGTON, OK 73730 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002565/874 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 2565/874 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COVINGTON, OK 73730 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 15, 2036 |
The 2025 property tax bill for 408 5th St was $346 with a homeowner's exemption.
Source: Garfield County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Garfield County |
| Municipality | Covington Town |
| Unified School District | Covington-Douglas Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,609 (+2.99%) Land $300 Building $4,309 | $36,871 (-61.57%) Land $2,399 Building $34,472 | |
| 2025 | $346.00 Homeowner's exemption | $4,475 Land $291 Building $4,184 | $95,949 Land $3,290 Building $92,659 |
| 2023 | $348.00 Homeowner's exemption | $4,218 Land $274 Building $3,944 | $50,570 Land $3,290 Building $47,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON serves 553 people · EPA ID OK3002419 |
|---|---|
| Water Source | Purchased groundwater from SALT FORK WATER AUTHORITY |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pioneer Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Chisholm Broadband.
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