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408 5th St, Aurora, IL 60505 Property Records

Kane County property record for 408 5th St, Aurora, IL 60505

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,251 sqft · built 1920
Lot Size0.26 acres (11,325 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Feb 2022)
Tax Bill$3,777 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-27-254-039

Property Details

APN / Parcel Number

Primary APN15-27-254-039

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,251 sqft Living Area
Gross Area3,362 sqft
1st Floor Area1,251 sqft
Basement Area1,251 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area11,325 sqft (0.26 acres)
Lot Dimensions182 ft deep x 66 ft wide
Garage TypeAttached
Garage Area860 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch

Location & Zoning

Street Address408 5TH ST
CityAURORA
StateIL
Zip60505-4741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOYLES SUBDN : LOT 2 & S 66 FT W 50.5 : W 50.5 FT LOT 3
Legal SubdivisionHOYLES SUB
Legal Block4
Legal Lot Number2,3
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group4
Census Block4002
Census Tract854301

Owner

408 5th St is owned and occupied by two individuals who bought it in February 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address408 5TH ST, AURORA, IL 60505-4741
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2022 · Amount on File
Deed SaleFeb 14, 2022 · Amount on File
Deed Document Number20228420
Prior Transfer DateFeb 8, 2008
Prior Transfer Doc0000011890
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 14, 2022
Property Address408 5TH ST, AURORA, IL 60505-4741
Document Number0000008420
Instrument DateFeb 3, 2022
Instrument2022K008420
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address819 5TH ST, AURORA, IL 60505-5231

Mortgage

Document Number0000008421
DateFeb 14, 2022
Instrument2022K008421
Lender
NameMIDLAND STATES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 408 5th St was $3,777 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,777.00 Homeowner's exemption$65,836 (+9.39%) Land $8,892 Building $56,944$197,587 (+9.39%) Land $26,687 Building $170,900
2024$60,185 Land $8,129 Building $52,056$180,627 Land $24,397 Building $156,230
2022$2,892.00 (+3.32%) Homeowner's exemption$49,065 (+7.41%) Land $6,627 Building $42,438$147,195 (+7.41%) Land $19,881 Building $127,314
2021$2,799.00 Homeowner's exemption$45,680 Land $6,170 Building $39,510$137,040 Land $18,510 Building $118,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 408 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1996)
Most Recent ClaimJul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 408 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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