408 4th St S, Dundee, FL 33838 Property Records

Polk County property record for 408 4th St S, Dundee, FL 33838

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,026 sqft · built 1982
Lot Size	0.244 acres (10,624 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Aug 2023)
Tax Bill	$2,019 (2025)
Deeds & Mortgages	Oct 2026 Transfer Aug 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`27-28-28-847030-000702`

Property Details

APN / Parcel Number

Primary APN	`27-28-28-847030-000702`
Alternative APNs	`282827847030000702` `82827000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,026 sqft Living Area
Gross Area	1,386 sqft
1st Floor Area	1,026 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Metal
Lot Area	10,624 sqft (0.244 acres)
Lot Dimensions	125 ft deep x 85 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	360 sqft

Exterior Amenities

Porch	Slab
Porch Area	15 sqft
Shed	1 Shed
Utility Building	30 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	408 4TH ST S
City	DUNDEE
State	FL
Zip	33838-4349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	FLA HIGHLANDS CO SUB OF LAKE MENZIES VILLA LOTS PB 1 PGS 86 & 87 LOT 7 S 85 FT OF E 125 FT
Legal Range	27E
Legal Township	28S
Legal Section	28
Legal Subdivision	FLA HIGHLANDS COMPANY SUBDIVISION OR LAK
Legal Tract	847030
Legal Block	1
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1006
Census Tract	14131

Owner

408 4th St S is owned and occupied by an individual who acquired it in September 2026.

Source: Polk County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	408 4TH ST S, DUNDEE, FL 33838-4349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 16, 2023	Warranty Deed, Transfer · FHA Mortgage SOUTH STATE BANK NA
Jul 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Sep 2, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Dec 21, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM
Dec 21, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on File
Deed Sale	Aug 16, 2023 · Amount on File
Prior Sale	Dec 21, 2018 · Amount on File
Deed Document Number	2023192479
Deed Book / Page	12803 / 1237
Last Transfer Date	Sep 28, 2026
Transfer Doc	0000242795
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Oct 8, 2026
Property Address	408 4TH ST S, DUNDEE, FL 33838-4349
Document Number	0000242795
Book / Page	14182 / 331
Instrument Date	Sep 28, 2026
Instrument	2026242795
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 4TH ST S, DUNDEE, FL 33838-4349

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 16, 2023
Property Address	408 4TH ST S, DUNDEE, FL 33838-4349
Document Number	0000192479
Book / Page	12803 / 1237
Map Reference	MB 1 PG 86
Instrument Date	Aug 11, 2023
Instrument	2023192479
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 S FLAMINGO AVE, WINTER SPRINGS, FL 32708-2966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 4TH ST S, DUNDEE, FL 33838-4349

Mortgage

Document Number	0128031239
Date	Aug 16, 2023
Instrument	12803/1239

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	408 4TH ST S, DUNDEE, FL 33838-4349
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 4TH ST S, DUNDEE, FL 33838-4349

Mortgage

Document Number	0000188220
Date	Jul 11, 2022
Book Page	12332/2151
Instrument	2022188220

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2037

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	408 4TH ST S, DUNDEE, FL 33838-4349
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 4TH ST S, DUNDEE, FL 33838-4349

Mortgage

Document Number	0000230279
Date	Sep 2, 2021
Book Page	11876/815
Instrument	2021230279

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 21, 2018
Property Address	408 4TH ST S, DUNDEE, FL 33838-4349
Document Number	0107041037
Book / Page	010704 / 001037
Instrument Date	Dec 19, 2018
Instrument	264112
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 S FLAMINGO AVE CASSELBERRY FL 327082966, CASSELBERRY, FL 32708-2966

Mortgage

Document Number	107041042
Date	Dec 21, 2018
Book Page	010704/001042
Instrument	264116

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2048

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	POLK FL
Recording Date	Dec 21, 2018
Property Address	408 4TH ST S, DUNDEE, FL 33838-4349
Document Number	0107041840
Book / Page	010704 / 001840
Instrument Date	Dec 17, 2018
Instrument	264114
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 4TH ST S DUNDEE FL 338384349, DUNDEE, FL 33838-4349

Tax Assessment & Valuation

The 2025 property tax bill for 408 4th St S was $2,019.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,792 (+2.7%)	$149,877 (+3.45%) Land $30,813 Building $119,064
2025	$2,019.00 Homeowner's exemption	$144,880 Land $30,813 Building $114,067	$144,880 Land $30,813 Building $114,067
2023	$1,416.00 (+3.81%) Homeowner's exemption	$106,792 (+3%)	$139,364 (+0.61%) Land $29,750 Building $109,614
2022	$1,364.00 Homeowner's exemption	$103,682	$138,521 Land $24,438 Building $114,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 4th St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 4th St S is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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