408 4th St, Elgin, OK 73538 Property Records

Comanche County property record for 408 4th St, Elgin, OK 73538 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 2023
Square Footage	900 sqft Living Area
Lot Size	10,498 sqft (0.241 acres)
Garage	Detached, 900 sqft
Last Sale	$115,000 (2023)
Tax Bill	$1,125.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`04N10W-31-2-50000-046-0007`
Alternative APNs	`050000-0460007-00000` `160034712` `34712`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	900 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2023
Architectural Style	Other Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Material	Metal Roof
Lot Area	10,498 sqft (0.241 acres)
Garage Type	Detached Garage
Garage Area	900 sqft Garage
Porch	1 Porch
Porch Area	900 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	34712
Old Parcel Number	160034712
Street Address	408 4TH ST
City	ELGIN
State	OK
Zip	73538-9115
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ELGIN BLK 46 LOTS 7-9
Legal Range	10W
Legal Township	04N
Legal Section	31
Legal Quarter	NW
Legal Subdivision	ELGIN
Legal Block	46
Legal Lot Number	7-9 8
Jurisdiction	COMANCHE OK
Minor Civil Division	NORTHEAST COMANCHE
Census Blockgroup	1
Census Block	1061
Census Tract	2101

Owner

Source: Comanche County records · APN 04N10W-31-2-50000-046-0007

Assessment roll updated October 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1215 MIDDLE BROADVIEW ROAD, ESTES PARK, CO 80517-8235
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2023 · Amount on Record
Deed Sale	Dec 01, 2023 · Amount on Record
Prior Sale	Dec 01, 2021 · Amount on Record
Deed Doc Number	2023-017579
Deed Book / Page	9455 / 168
Record Refreshed	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Dec 01, 2021
Property Address	408 4TH ST, ELGIN, OK 73538-9115
Document Number	008943/165
Book / Page	8943 / 165
Instrument Date	Nov 23, 2021
Instrument	2021-022459
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021022460
Date	Dec 01, 2021
Instrument	2021-022460

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	United States Department of Agriculture (USDA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Comanche County records · Assessment roll updated October 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,125.00	$11,120 (-0.83%) Land $2,363 Building $8,757	$98,841 (-0.83%) Land $21,000 Building $77,841
2024	$1,125.00 (+17.8%)	$11,213 (+22.61%) Land $2,981 Building $8,232	$99,671 (+22.63%) Land $26,500 Building $73,171
2023	$955.00	$9,145 Land $1,702 Building $7,443	$81,281 Land $15,125 Building $66,156

Flood & Wildfire

408 4th St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Comanche County (40031C), updated November 27, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 59th percentile of exposed land nationally · 20th in Oklahoma
Wildfire Likelihood	Moderate — about 1 in 719 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.