408 4th Ave, Vail, IA 51465 Property Records

Crawford County property record for 408 4th Ave, Vail, IA 51465

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1971
Lot Size	0.147 acres (6,403 sqft)
Owner	2 Individual Names on File
Last Sale	$190,500 (Aug 2025)
Tax Bill	$2,174 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1030107005`

Property Details

APN / Parcel Number

Primary APN	`1030107005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Finished Basement	784 sqft
Unfinished Basement	560 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,403 sqft (0.147 acres)

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	408 4TH AVE
City	VAIL
State	IA
Zip	51465-7592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VAIL BLK 12 W 80' LOT 6 & S 20' W 80' LOT 7
Legal Subdivision	SECOND ADD
Legal Block	12
Legal Lot Number	6 & 7
Jurisdiction	CRAWFORD IA
Township / Civil Division	WEST SIDE
Census Block Group	2
Census Block	2065
Census Tract	70100

Owner

408 4th Ave is owned and occupied by two individuals who bought it in August 2025.

Source: Crawford County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	408 4TH AVE, VAIL, IA 51465-7592
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK IOWA
Apr 30, 2018	Deed of Trust, Mortgage · FHA Mortgage PREMIER LENDING INC
Apr 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2025 · Amount on File
Deed Sale	Aug 27, 2025 · Amount on File
Prior Sale	Apr 30, 2018 · Amount on File
Deed Document Number	20251659
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD IA
Recording Date	Aug 27, 2025
Property Address	408 4TH AVE, VAIL, IA 51465-7592
Document Number	0020251659
Instrument Date	Aug 22, 2025
Instrument	2025-1659
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 4TH AVE, VAIL, IA 51465-7592

Mortgage

Document Number	0020251660
Date	Aug 27, 2025
Instrument	2025-1660

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD IA
Property Address	408 4TH AVE, VAIL, IA 51465-7592
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180900
Date	Apr 30, 2018
Instrument	2018-0900

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD IA
Recording Date	Apr 30, 2018
Property Address	408 4TH AVE, VAIL, IA 51465-7592
Document Number	20180899
Instrument Date	Apr 23, 2018
Instrument	2018-0899
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	408 4TH AVE, VAIL, IA 51465-7592

Tax Assessment & Valuation

The 2025 property tax bill for 408 4th Ave was $2,174.

Source: Crawford County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Crawford County
Municipality	Vail City
Unified School District	Ar-We-Va Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,174.00	$162,530 Land $3,180 Building $159,350	$162,530 Land $3,180 Building $159,350
2024	$2,174.00
2023		$162,900 (+43.92%) Land $3,180 Building $159,720	$162,900 Land $3,180 Building $159,720
2022	$1,762.00	$113,190 Land $2,310 Building $110,880
2021			$113,190 Land $2,310 Building $110,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 4th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 408 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAIL WATER SUPPLY serves 383 people · EPA ID IA2452044
Water Source	Purchased groundwater from WEST CENTRAL RWA-BOYER SYSTEM
Last State Inspection	Aug 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	1.35 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Windstream DSL	200 / 20

May also be available: Nextlink, Verizon, Western Iowa Wireless.

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