408 48th St, Oakland, CA 94609 Property Records

Alameda County property record for 408 48th St, Oakland, CA 94609

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,483 sqft · built 1908
Lot Size	0.123 acres (5,338 sqft)
Owner	2 Company Names on File
Last Sale	$1,750,000 (Mar 2022)
Tax Bill	$26,632 (2025)
Deeds & Mortgages	Nov 2025 Transfer Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-1145-10`

Property Details

APN / Parcel Number

Primary APN	`13-1145-10`
Alternative APN	`013-1145-010-00`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,483 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1931
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,338 sqft (0.123 acres)

Location & Zoning

Street Address	408 48TH ST
City	OAKLAND
State	CA
Zip	94609-2127
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT: 00010 BLK: AR: 0013 PAGE: 1145
Legal Subdivision	CENTRAL OAKLAND 02
Legal Tract	2
Legal Block	F
Legal Lot Number	65&66
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1014
Census Tract	401200

Owner

408 48th St, a duplex, is owned by a company that bought it in March 2022.

Source: Alameda County records, as of August 26, 2026

Owner of Record	2 Company Names on File
Mailing Address	408 48TH ST, OAKLAND, CA 94609-2127
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Intrafamily Transfer, Transfer
Mar 31, 2022	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 28, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022 · Amount on File
Deed Sale	Mar 31, 2022 · Amount on File
Deed Document Number	202266228
Prior Transfer Date	Feb 20, 2018
Prior Transfer Doc	0000040729
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Nov 21, 2025
Property Address	408 48TH ST, OAKLAND, CA 94609-2127
Document Number	0000147622
Map Reference	MB 20 PG 17
Instrument Date	Nov 19, 2025
Instrument	2025147622
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 48TH ST, OAKLAND, CA 94609-2127

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 31, 2022
Property Address	408 48TH ST, OAKLAND, CA 94609-2127
Document Number	0000066228
Map Reference	MB 20 PG 17
Instrument Date	Mar 28, 2022
Instrument	2022066228
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	408 48TH ST, OAKLAND, CA 94609-2127

Mortgage

Document Number	0000066229
Date	Mar 31, 2022
Instrument	2022066229

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 28, 2018
Property Address	408 48TH ST, OAKLAND, CA 94609-2127
Document Number	0000040729
Instrument Date	Feb 20, 2018
Instrument	40729
Transaction Type	Transfer
Record Updated	Mar 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5859 HERRIMAN DR CLAYTON CA 945171325, CLAYTON, CA 94517-1325

Tax Assessment & Valuation

The 2025 property tax bill for 408 48th St was $26,632.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,918,862 (+1.63%) Land $568,270 Building $1,357,592
2025	$26,632.00 Homeowner's exemption	$1,888,108 Land $557,130 Building $1,330,978
2023	$26,858.00	$1,785,000 Land $535,500 Building $1,249,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 408 48th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 408 48th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

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