Brunswick County property record for 408 38th St, Sunset Beach, NC 28468
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,031 sqft · built 2020 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,205,000 (Nov 2023) |
| Tax Bill | $5,222 (2025) |
| Deeds & Mortgages | Nov 2023 Sale Aug 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 263AD033 |
| Primary APN | 263AD033 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,031 sqft Heated Area |
| Gross Area | 2,741 sqft |
| 1st Floor Area | 288 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 4,400 sqft (0.101 acres) |
| Porch | Patio |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80062069 |
|---|---|
| Street Address | 408 38TH ST |
| City | SUNSET BEACH |
| State | NC |
| Zip | 28468-4122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BR2 |
| Legal Description | L-20 B-40 SSB PL 7/64 |
| Legal Subdivision | SUNSET BEACH |
| Legal Block | 40 |
| Legal Lot Number | 20 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 20512 |
408 38th St is owned and occupied by two individuals who bought it in November 2023.
Source: Brunswick County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 38TH ST, SUNSET BEACH, NC 28468-4122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2023 | Warranty Deed, Transfer |
| Aug 7, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CITIZENS BANK NA |
| Feb 25, 2020 | Loan Modification, Transfer · Line of Credit TRUIST BK |
| Feb 25, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2023 · Amount on File |
| Deed Sale | Nov 29, 2023 · Amount on File |
| Prior Sale | Aug 7, 2020 · Amount on File |
| Deed Book / Page | 5106 / 134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Nov 29, 2023 |
| Property Address | 408 38TH ST, SUNSET BEACH, NC 28468 |
| Document Number | 0051060134 |
| Book / Page | 5106 / 134 |
| Map Reference | MB 7 PG 64A&64B |
| Instrument Date | Nov 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,410.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 NEW TOWN LN, CHARLESTON, SC 29407-7516 |
| Name | Verified Name |
|---|---|
| Address | 1109 LAUREL OAK LN, LUMBERTON, NC 28358-2183 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Aug 7, 2020 |
| Property Address | 408 38TH ST, SUNSET BEACH, NC 28468 |
| Document Number | 0044140228 |
| Book / Page | 4414 / 228 |
| Map Reference | MB 7PG 64-A&64-B |
| Instrument Date | Aug 6, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1402 BURNINGTREE RD, CHARLESTON, SC 29412-2603 |
| Document Number | 0004414230 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 4414/230 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Feb 25, 2020 |
| Property Address | 408 38TH ST, SUNSET BEACH, NC 28468 |
| Document Number | 0043200459 |
| Book / Page | 004320 / 000459 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 43200459 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 004320/000459 |
| Name | TRUIST BK |
|---|
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Feb 25, 2020 |
| Property Address | 408 38TH ST, SUNSET BEACH, NC 28468 |
| Document Number | 0043200455 |
| Book / Page | 004320 / 000455 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $790.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8985 MARSHVIEW LN SW SUNSET BEACH NC 284684602, SUNSET BEACH, NC 28468-4602 |
The 2025 property tax bill for 408 38th St was $5,222.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Sunset Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $960,550 (-) Land $240,000 Building $720,550 | $960,550 (-) Land $240,000 Building $720,550 | |
| 2025 | $5,222.00 | $960,550 Land $240,000 Building $720,550 | $960,550 Land $240,000 Building $720,550 |
| 2023 | $960,550 Land $240,000 Building $720,550 | $960,550 Land $240,000 Building $720,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 38th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 970 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,102 units insured incl. 132 condo units |
| Nearby Flood Claims | 210 (1979–2022) |
| Claims Outside the SFHA | 6 of 210 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 38th St is moderate, ranking above 58% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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