Delta County property record for 408 2nd St, Paonia, CO 81428
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,704 sqft · built 1936 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (Jun 2006) |
| Tax Bill | $1,869 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Apr 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R009078 |
| Primary APN | R009078 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,704 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,148 sqft (0.21 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Coal |
| Account Number | R009078 |
|---|---|
| Street Address | 408 2ND ST |
| City | PAONIA |
| State | CO |
| Zip | 81428-5006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 408 2ND ST PAONIA 81428 S: 6 T: 14S R: 91W SUBDIVISION: FOOTE/WILLIAMSON ADDITION BLOCK: 2 LOT: 37 AND:- LOT: 38 AND:- LOT: 39 TOTAL 0.21 AC+- LOTS 37 THRU 39 BLK 2 FOOTE/WILLIAMSON ADD. SEC 6 T14S R91W 6PM BK 471 PGS 628 (R-379306) & 629 (R-379307) |
| Legal Subdivision | FOOTE/WILLIAMSON ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 37 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | PAONIA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 964600 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 132, PAONIA, CO 81428-0132 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 19, 2019 | Intrafamily Transfer, Transfer LAND TITLE GUARANTEE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2006 · Amount on Record |
| Deed Sale | Jun 14, 2006 · Amount on Record |
| Deed Document Number | 2006604558 |
| Last Transfer Date | Apr 19, 2019 |
| Transfer Doc | 0000710276 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 408 2ND ST, PAONIA, CO 81428-5006 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 0000710172 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 710172 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Apr 19, 2019 |
| Property Address | 408 2ND ST, PAONIA, CO 81428-5006 |
| Document Number | 0000710276 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 710276 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | LAND TITLE GUARANTEE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 00000 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Paonia Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,869.00 (+15.87%) | $31,240 (+8.82%) Land $6,625 Building $24,615 | $499,841 (+16.65%) Land $106,000 Building $393,841 |
| 2024 | $1,613.00 (+4.4%) | $28,709 (-) Land $3,563 Building $25,146 | |
| 2023 | $1,545.00 (+36.12%) | $28,709 (+26.74%) Land $3,563 Building $25,146 | $428,495 (+31.47%) Land $53,175 Building $375,320 |
| 2022 | $1,135.00 | $22,652 Land $2,433 Building $20,219 | $325,914 Land $35,000 Building $290,914 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST PAONIA DOMESTIC WATER COMPANY serves 57 people · EPA ID CO0115838 |
|---|---|
| Water Source | Purchased surface water from TOWN OF PAONIA |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jun 2019 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Elevate Internet Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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