Benton County property record for 408 2nd St, Keystone, IA 52249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,542 sqft · built 1890 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $42,000 (Nov 2008) |
| Tax Bill | $806 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09008650 |
| Primary APN | 09008650 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,542 sqft Living Area |
| 1st Floor Area | 632 sqft |
| Basement Area | 474 sqft |
| Unfinished Basement | 474 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,200 sqft (0.211 acres) |
| Lot Dimensions | 100 ft deep x 92 ft wide |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Patio Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 408 2ND ST |
|---|---|
| City | KEYSTONE |
| State | IA |
| Zip | 52249-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMANNS ADD W 92' LOTS 7 & 8 BLK 4 |
| Legal Subdivision | HAMMANS |
| Legal Block | 4 |
| Legal Lot Number | 7,8 |
| Jurisdiction | BENTON IA |
| Township / Civil Division | KANE |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 960600 |
408 2nd St is owned and occupied by two individuals who bought it in November 2008.
Source: Benton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 2ND ST, KEYSTONE, IA 52249-9702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2008 · Amount on File |
| Deed Sale | Nov 14, 2008 · Amount on File |
| Deed Book / Page | 8 / 5328 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 408 2nd St was $806 with a homeowner's exemption.
Source: Benton County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Benton County |
| Municipality | Keystone City |
| Unified School District | Benton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $806.00 | $95,800 (-) Land $23,400 Building $72,400 | $95,800 (-) Land $23,400 Building $72,400 |
| 2025 | $95,800 Land $23,400 Building $72,400 | $95,800 Land $23,400 Building $72,400 | |
| 2024 | $840.00 | ||
| 2023 | $94,000 (+31.28%) Land $23,000 Building $71,000 | $94,000 Land $23,000 Building $71,000 | |
| 2022 | $842.00 Homeowner's exemption | $71,600 Land $18,400 Building $53,200 | |
| 2021 | $71,600 Land $18,400 Building $53,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 408 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEYSTONE WATER SUPPLY serves 599 people · EPA ID IA0640030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2021 Nitrite resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Keystone Communications Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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