408 2nd Ave, Collins, IA 50055 Property Records

Story County property record for 408 2nd Ave, Collins, IA 50055

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,092 sqft · built 2019
Lot Size0.163 acres (7,100 sqft)
Owner2 Individual Names on File
Last Sale$146,000 (Jun 2020)
Tax Bill$2,862 (2025)
Deeds & MortgagesJul 2019 Construction Loan
Apr 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN16-21-105-206

Property Details

APN / Parcel Number

Primary APN16-21-105-206

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area758 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions142 ft deep x 50 ft wide
Garage TypeAttached
Garage Area352 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area60 sqft
Deck AreaDeck Area
Patio Area118 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address408 2ND AVE
CityCOLLINS
StateIA
Zip50055-7747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJONES ADD BLOCK:5 LOT:10 COLLINS
Legal Range21W
Legal Township82N
Legal Section21
Legal SubdivisionJONES ADD
Legal Block5
Legal Lot Number10
JurisdictionSTORY IA
Township / Civil DivisionCOLLINS
Census Block Group2
Census Block2119
Census Tract10200

Owner

408 2nd Ave is owned and occupied by two individuals who bought it in June 2020.

Source: Story County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 331, COLLINS, IA 50055-0331
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2019Deed of Trust, Mortgage · Construction Mortgage
CENTRAL STATE BANK
Apr 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
EXCHANGE STATE BANK
Jun 2, 2020Warranty Deed, Transfer · Conventional Mortgage
INLANTA MORTGAGE INC
Dec 27, 2017Quit Claim Deed, Transfer
Quitclaim
Oct 10, 2017Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2020 · Amount on File
Deed SaleJun 2, 2020 · Amount on File
Deed Document Number20205728
Prior Transfer DateNov 17, 2017
Prior Transfer Doc0000012891
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address408 2ND AVE, COLLINS, IA 50055-7747
Transaction TypeMortgage
Record UpdatedNov 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201906498
DateJul 26, 2019
Instrument2019-06498
Lender
NameCENTRAL STATE BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address408 2ND AVE, COLLINS, IA 50055-7747
Transaction TypeMortgage
Record UpdatedNov 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202003785
DateApr 22, 2020
Instrument2020-03785
Lender
NameEXCHANGE STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateJun 2, 2020
Property Address408 2ND AVE, COLLINS, IA 50055-7747
Document Number0202005728
Instrument DateMay 28, 2020
Instrument2020-05728
Transaction TypeTransfer
Record UpdatedNov 21, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$232.80
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address408 2ND AVE, COLLINS, IA 50055-7747

Mortgage

Document Number0202005729
DateJun 2, 2020
Instrument2020-05729
Lender
NameINLANTA MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTORY IA
Recording DateDec 27, 2017
Property Address408 2ND AVE, COLLINS, IA 50055-7747
Document Number201700012891
Instrument DateNov 17, 2017
Instrument2017-00012891
Transaction TypeTransfer
Record UpdatedNov 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 1ST ST, LE MARS, IA 51031

October 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSTORY IA
Recording DateOct 10, 2017
Property Address408 2ND AVE, COLLINS, IA 50055-7747
Document Number201700010380
Instrument DateOct 4, 2017
Instrument2017-00010380
Transaction TypeTransfer
Record UpdatedNov 21, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address520 4TH ST SW, 520, LE MARS, IA 51031-1951

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 4TH ST SW, LE MARS, IA 51031-1951
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 408 2nd Ave was $2,862 with a homeowner's exemption, up 0.1% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityCollins City
CountyStory County
Unified School DistrictCollins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,862.00 (+0.14%) Homeowner's exemption$183,500 Land $10,000 Building $173,500$183,500 Land $10,000 Building $173,500
2024$2,858.00
2023$171,600 Land $8,800 Building $162,800$171,600 Land $8,800 Building $162,800
2022$2,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 2nd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 2nd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLINS WATER SUPPLY
serves 505 people · EPA ID IA8515060
Water SourcePurchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Colo Telephone Company
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20

May also be available: Nextlink, T-Mobile.

Nearby Properties on 2nd Ave

Nearby Streets

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