408 1st St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 408 1st St, Troy, NY 12180

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,995 sqft · built 1893
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Tax Bill$1,660 (2026)
APN381700 111.44-2-20

Property Details

APN / Parcel Number

Primary APN381700 111.44-2-20
Alternative APN
  • 1200760

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,995 sqft Living Area
1st Floor Area990 sqft
2nd Floor Area1,005 sqft

Exterior

Year BuiltBuilt 1893
Effective Year BuiltEffective 1893
Architectural StyleOther
Exterior MaterialBrick
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions130 ft deep x 21.4 ft wide
PorchPorch
Porch Area35 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1200760
Street Address408 1ST ST
CityTROY
StateNY
Zip12180-5304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMF
Legal Description2 STY BR HSE 29-B PTS 254-252
Legal Block2
Legal Lot Number20.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group2
Census Block2002
Census Tract41000

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address408 1ST ST, TROY, NY 12180-5304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 6, 1999
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,660.00 (-14.87%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$1,950.00 (+55.25%)$70,000 (-) Land $8,400 Building $61,600$119,900 (+19.9%) Land $14,388 Building $105,512
2023$70,000 (-) Land $8,400 Building $61,600$100,000 (+8.57%) Land $12,000 Building $88,000
2022$1,256.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption$70,000 Land $8,400 Building $61,600$92,105 Land $11,053 Building $81,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims28 (1979–2021)
Claims Outside the SFHA2 of 28
Most Recent ClaimMar 2021 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
Starlink
Satellite
280 / 30

May also be available: Massivemesh Networks.

Nearby Properties on 1st St

Nearby Streets

Search Property Records by Address or Parcel Number