Lake County property record for 408 15th Ave, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,695 sqft · built 2000 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,174 (2026) |
| Deeds & Mortgages | Apr 2024 Sale Jul 2017 Mortgage + 2 more |
| APN | 23-7666-77020 |
| Primary APN | 23-7666-77020 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,695 sqft Gross Area |
| 1st Floor Area | 3,695 sqft |
| Flooring | Brick |
| Interior Walls | Brick |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Mediterranean |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 135 ft deep x 216 ft wide |
| Garage Area | 1,296 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 32 sqft |
| Deck Area | 110 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 408 15TH AVE |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1-3 BLOCK 77 |
| Legal Block | 77 |
| Legal Lot Number | 1-3 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | TWO HARBORS |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 370400 |
Source: Lake County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1952 HARTLEY RD, DULUTH, MN 55803-2468 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Jul 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TWO HARBORS FCU |
| Jul 13, 2017 | Deed of Trust, Mortgage · Line of Credit TWO HARBORS FCU |
| Apr 30, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 29, 2019 |
| Transfer Doc | 0000191719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Apr 1, 2024 |
| Property Address | 408 15TH AVE, TWO HARBORS, MN 55616-1237 |
| Document Number | A000203894 |
| Instrument Date | Mar 8, 2024 |
| Instrument | A000203894 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1952 HARTLEY RD, DULUTH, MN 55803-2468 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 408 15TH AVE, TWO HARBORS, MN 55616-1237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000187924 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | A000187924 |
| Name | TWO HARBORS FCU |
|---|---|
| Type | Credit Union |
| Address | TWO HARBORS, MN 55616 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jul 1, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 408 15TH AVE, TWO HARBORS, MN 55616-1237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000187926 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | A000187926 |
| Name | TWO HARBORS FCU |
|---|---|
| Type | Credit Union |
| Address | TWO HARBORS, MN 55616 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 12, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Apr 30, 2019 |
| Property Address | 408 15TH AVE, TWO HARBORS, MN 55616-1237 |
| Document Number | A000191719 |
| Instrument Date | Apr 29, 2019 |
| Instrument | A000191719 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 15TH AVE, TWO HARBORS, MN 55616-1237 |
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,174.00 | $558,800 (+5.24%) Land $112,300 Building $446,500 | $558,800 (+5.24%) Land $112,300 Building $446,500 |
| 2023 | $531,000 Land $78,400 Building $452,600 | $531,000 Land $78,400 Building $452,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Two Harbors serves 3,698 people · EPA ID MN1380005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Zito Media Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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