40790 Paganini Dr, Indio, CA 92203 Property Records

Riverside County property record for 40790 Paganini Dr, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.25 ba · 2,827 sqft · built 2006
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Nov 2020)
Tax Bill	$8,923 (2025)
Deeds & Mortgages	Mar 2025 Second Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`692-600-001`

Property Details

APN / Parcel Number

Primary APN	`692-600-001`
Alternative APN	`679220007`

Interior

Bedrooms	4 Beds
Full Baths	4.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,827 sqft Living Area
Gross Area	3,461 sqft
1st Floor Area	2,827 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Gravel
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40790 PAGANINI DR
City	INDIO
State	CA
Zip	92203-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.29 ACRES IN LOT 1 MB 403/030 TR 31815-2
Legal Subdivision	TRACT NO 31815 2
Legal Tract	31815-2
Legal Lot Number	1
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1014
Census Tract	45305

Owner

40790 Paganini Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40790 PAGANINI DR, INDIO, CA 92203-3827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 18, 2020	Grant Deed, Transfer · Conventional Mortgage FRANKLIN LOAN CENTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2020 · Amount on File
Deed Sale	Nov 18, 2020 · Amount on File
Prior Sale	Nov 9, 2006 · Amount on File
Deed Document Number	2020578454
Prior Transfer Date	Sep 20, 2016
Prior Transfer Doc	0000426147
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40790 PAGANINI DR, INDIO, CA 92203-3827
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40790 PAGANINI DR, INDIO, CA 92203-3827

Mortgage

Document Number	0000061569
Date	Mar 3, 2025
Instrument	2025-0061569

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2055

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 18, 2020
Property Address	40790 PAGANINI DR, INDIO, CA 92203-3827
Document Number	0000578454
Map Reference	MB 403 PG 30-35
Instrument Date	Oct 7, 2020
Instrument	2020-0578454
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	NETCO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	40790 PAGANINI DR, INDIO, CA 92203-3827

Mortgage

Document Number	0000578455
Date	Nov 18, 2020
Instrument	2020-0578455

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 40790 Paganini Dr was $8,923.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$529,956 (+2%) Land $27,601 Building $502,355
2025	$8,923.00	$519,565 Land $27,060 Building $492,505
2023	$8,142.00 (+3.83%)	$499,392 Land $26,010 Building $473,382
2022	$7,842.00
2021			$475,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40790 Paganini Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40790 Paganini Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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